Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

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Ambition, 2-4 bed homes

Kentmere Approach, Leeds, Leeds City, LS14 6JL

Shared ownership

Starting prices

50% share from
Full price


Located in the popular suburb of Seacroft on the outskirts of Leeds, Ambition is a collection of 128 two, three and four-bedroom homes perfect for first-time buyers and families and available through Shared Ownership in Leeds.

Local area information

The location offers great transport links into Leeds

Plot availability

Plot number Livorno
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £41,250
Full market price £165,000
Ownership Leasehold

The Livorno is a unique home designed over three floors with an impressive master bedroom, second bedroom and open-plan living space. On the ground floor there is a bathroom with corner shower and a double bedroom that could be used as a study or separate living space. 

The staircase opens onto the first floor living area with room for a dining table and corner sofa. Occupying the whole of the second floor is the master bedroom with ensuite. Four windows enhance the room’s light and open atmosphere. The Livorno comes with an allocated parking space, and where possible, a private garden.

 **Prices vary across plots please speak to a sales advisor for more information**


Min share price from: £41,250 for a 25% share
Full price from: £165,000
Bedrooms: 2
Bathrooms: 2

There is only one available priced at £41,250 for a 25% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

It all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Heylo Housing
Shared ownership

Starting prices

50% share from
Full price