Shared Ownership in London

It’s lively, it’s cool, it’s cosmopolitan. This is a city obsessed with the Next Big Thing – be it cult restaurants, imaginative fashion stores and bars that everyone’s trying to get into. A serious international player, it’s not one for complacency and London’s neighbourhoods are constantly evolving - from hipster-centric Shoreditch to the work-hard-play-hard mantra in Canary Wharf. The foodie scene is like nowhere else in the UK: make London your home and you can eat exceptional brunch plates at the crack of dawn, chow down on innovative tasting menus for lunch, and catch up with chums at a secret supperclub behind the most unassuming of doors.

Part-buy Part-rent London

Culturally, it ticks all the boxes, job-wise – it’ll never let you down, and when it comes to fun and exciting things to do, well, you’re spoilt for choice. And with the Elizabeth Line (formerly Crossrail) set to speed up commutes and travel across the capital later this year, there’s never been a better time to invest in a property in the Big Smoke.

The question is, can you afford it? Naturally, the answer is a big fat yes. How? Through shared ownership - a fantastic option for wannabe homeowners.

So you’ve fallen in love with the big Smoke and want to put your roots down. The good news is there are dozens of shared ownership properties in the capital where you can ‘part buy part rent’, from plush one-bedroom flats in Southwark to three-bedroom waterside apartments in Canary Wharf. Many are attached to workspaces, thrumming cafes and green pockets, and interior-wise, they’re cool and contemporary spaces. If you want East London’s rollicking nightlife, alternative restaurants and arts scene on your doorstep, there are several shared ownership properties peppered around with swish kitchen/ diners, secure parking and easy access to key tube and overground stations.

 

Resales in London

Living amongst the grandeur of Zone 1 isn’t off limits either, with a new development on City Road, amongst the tech upstarts and creative collectives in this part of town. Head south, to the charm-filled streets of Wandsworth, where flats come with balconies, and over in leafy Greenwich, white-washed homes in immaculate condition open to views of the Royal Arsenal. With such regeneration sweeping across the capital, the option of Shared Ownership Resale properties is something home-owner hopefuls should also consider.

The principle is simple: it’s the same government-backed scheme with the ‘part rent part buy’ element, but you’re buying a property from an owner who originally bought the home through shared ownership.

Choose a Resale as your property ladder stepping stone, and you’ll purchase at least the current owner’s share on the existing lease, with the chance to buy more shares as time goes by. Winner.

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