Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Read more about Shared ownership (Opens in new window)

Windsor House, Sutton, 1-3 bed homes


Throwley Way, Sutton, SM1 4AF

Shared ownership

Starting prices

30% share from
£76,950
Full price
£256,500
Minimum deposit
£3,848
Monthly rent
£411
Monthly service charge
£112

Overview

A stunning selection of 1, 2 & 3 bedroom apartments in central Sutton. 

Optivo is proud to present 27 new homes within this elegant building. Upper floors of residential space comprising of eight 1-bedroom apartments, sixteen 2 bed apartments and three 3-bed apartments finished to exceptional high standards and perfection. Each apartment designed to complement the ultra-modern architecture favoured in today’s interior designs.

1 Bedroom Apartments 
Share Price from £76,950 (minimum 30% share) 
Deposit from £3,848 (minimum 5% of share) 
Full Market Value £256,500

2 Bedroom Apartments 
Share Price from £101,550 (minimum 30% share) 
Deposit from £5,078 (minimum 5% of share) 
Full Market Value £338,500 

3 Bedroom Apartments 
Share Price from £101,250 (minimum 25% share) 
Deposit from £5,063 (minimum 5% of share) 
Full Market Value £405,000 

*Images used are for illustrative purposes only. Features shown may vary. Internal images are typical of Optivo finish.


Local area information

Windsor House is located in the centre of Sutton with prominence to Throwley Way (inner ring road) and easily visible from the High Street. 

Sutton station (Zone 5) is just an 8 minute walk (0.4 miles). 


Plot availability

Plot number Apartments 3, 10, 17
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 30%
Minimum share price £76,950
Full market price £256,500
Monthly rent £411
Monthly service charge £112
Ownership Leasehold
  • Fully fitted kitchen from Magnet
  • Integrated appliances from Zanussi to include induction hob, electric oven, stainless steel extractor hood, washer/dryer and fridge/freezer
  • Contemporary white bathroom suite from Twyford
  • Heated towel rail
  • Shaver socket
  • Video door entry system to apartments
  • Mains powered smoke and heat detectors
  • Sky Q and BT sockets to lounge and bedroom (service subject to owner’s subscription)
  • Grey wool mix carpet to bedrooms
  • Engineered oak wood flooring to kitchen, lounge and hallway
  • Grey ceramic tiling to bathroom floor
  • Balcony or terrace to all apartments
  • 12-year Premier warranty
  • Built-in wardrobe to main bedroom
  • Secure cycle storage to ground floor of apartment blocks
Plot number Apartments 5, 12, 19, 25
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 30%
Minimum share price £81,000
Full market price £270,000
Monthly rent £433
Monthly service charge £112
Ownership Leasehold
  • Fully fitted kitchen from Magnet
  • Integrated appliances from Zanussi to include induction hob, electric oven, stainless steel extractor hood, washer/dryer and fridge/freezer
  • Contemporary white bathroom suite from Twyford
  • Heated towel rail
  • Shaver socket
  • Video door entry system to apartments
  • Mains powered smoke and heat detectors
  • Sky Q and BT sockets to lounge and bedroom (service subject to owner’s subscription)
  • Grey wool mix carpet to bedrooms
  • Engineered oak wood flooring to kitchen, lounge and hallway
  • Grey ceramic tiling to bathroom floor
  • Balcony or terrace to all apartments
  • 12-year Premier warranty
  • Built-in wardrobe to main bedroom
  • Secure cycle storage to ground floor of apartment blocks
Plot number Apartment 21
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 30%
Minimum share price £84,000
Full market price £280,000
Monthly service charge £112
Ownership Leasehold
  • Fully fitted kitchen from Magnet
  • Integrated appliances from Zanussi to include induction hob, electric oven, stainless steel extractor hood, washer/dryer and fridge/freezer
  • Contemporary white bathroom suite from Twyford
  • Heated towel rail
  • Shaver socket
  • Video door entry system to apartments
  • Mains powered smoke and heat detectors
  • Sky Q and BT sockets to lounge and bedroom (service subject to owner’s subscription)
  • Grey wool mix carpet to bedrooms
  • Engineered oak wood flooring to kitchen, lounge and hallway
  • Grey ceramic tiling to bathroom floor
  • Balcony or terrace to all apartments
  • 12-year Premier warranty
  • Built-in wardrobe to main bedroom
  • Secure cycle storage to ground floor of apartment blocks
Plot number Apartments 1, 4, 11, 18, 24
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 30%
Minimum share price £101,550
Full market price £338,500
Monthly rent £543
Monthly service charge £135
Ownership Leasehold
  • Fully fitted kitchen from Magnet
  • Integrated appliances from Zanussi to include induction hob, electric oven, stainless steel extractor hood, washer/dryer and fridge/freezer
  • Contemporary white bathroom suite from Twyford
  • Heated towel rail
  • Shaver socket
  • Video door entry system to apartments
  • Mains powered smoke and heat detectors
  • Sky Q and BT sockets to lounge and bedroom (service subject to owner’s subscription)
  • Grey wool mix carpet to bedrooms
  • Engineered oak wood flooring to kitchen, lounge and hallway
  • Grey ceramic tiling to bathroom floor
  • Balcony or terrace to all apartments
  • 12-year Premier warranty
  • Built-in wardrobe to main bedroom
  • Secure cycle storage to ground floor of apartment blocks
Plot number Apartments 2, 9, 16
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 30%
Minimum share price £103,050
Full market price £343,500
Monthly rent £551
Monthly service charge £135
Ownership Leasehold
  • Fully fitted kitchen from Magnet
  • Integrated appliances from Zanussi to include induction hob, electric oven, stainless steel extractor hood, washer/dryer and fridge/freezer
  • Contemporary white bathroom suite from Twyford
  • Heated towel rail
  • Shaver socket
  • Video door entry system to apartments
  • Mains powered smoke and heat detectors
  • Sky Q and BT sockets to lounge and bedroom (service subject to owner’s subscription)
  • Grey wool mix carpet to bedrooms
  • Engineered oak wood flooring to kitchen, lounge and hallway
  • Grey ceramic tiling to bathroom floor
  • Balcony or terrace to all apartments
  • 12-year Premier warranty
  • Built-in wardrobe to main bedroom
  • Secure cycle storage to ground floor of apartment blocks
Plot number Apartments 8, 15
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 30%
Minimum share price £108,000
Full market price £360,000
Monthly rent £578
Monthly service charge £135
Ownership Leasehold
  • Fully fitted kitchen from Magnet
  • Integrated appliances from Zanussi to include induction hob, electric oven, stainless steel extractor hood, washer/dryer and fridge/freezer
  • Contemporary white bathroom suite from Twyford
  • Heated towel rail
  • Shaver socket
  • Video door entry system to apartments
  • Mains powered smoke and heat detectors
  • Sky Q and BT sockets to lounge and bedroom (service subject to owner’s subscription)
  • Grey wool mix carpet to bedrooms
  • Engineered oak wood flooring to kitchen, lounge and hallway
  • Grey ceramic tiling to bathroom floor
  • Balcony or terrace to all apartments
  • 12-year Premier warranty
  • Built-in wardrobe to main bedroom
  • Secure cycle storage to ground floor of apartment blocks
Plot number Apartments 7, 14
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 30%
Minimum share price £108,000
Full market price £360,000
Monthly rent £578
Monthly service charge £135
Ownership Leasehold
  • Fully fitted kitchen from Magnet
  • Integrated appliances from Zanussi to include induction hob, electric oven, stainless steel extractor hood, washer/dryer and fridge/freezer
  • Contemporary white bathroom suite from Twyford
  • Heated towel rail
  • Shaver socket
  • Video door entry system to apartments
  • Mains powered smoke and heat detectors
  • Sky Q and BT sockets to lounge and bedroom (service subject to owner’s subscription)
  • Grey wool mix carpet to bedrooms
  • Engineered oak wood flooring to kitchen, lounge and hallway
  • Grey ceramic tiling to bathroom floor
  • Balcony or terrace to all apartments
  • 12-year Premier warranty
  • Built-in wardrobe to main bedroom
  • Secure cycle storage to ground floor of apartment blocks
Plot number Apartment 26
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 30%
Minimum share price £109,500
Full market price £365,000
Monthly rent £586
Monthly service charge £136
Ownership Leasehold
  • Fully fitted kitchen from Magnet
  • Integrated appliances from Zanussi to include induction hob, electric oven, stainless steel extractor hood, washer/dryer and fridge/freezer
  • Contemporary white bathroom suite from Twyford
  • Heated towel rail
  • Shaver socket
  • Video door entry system to apartments
  • Mains powered smoke and heat detectors
  • Sky Q and BT sockets to lounge and bedroom (service subject to owner’s subscription)
  • Grey wool mix carpet to bedrooms
  • Engineered oak wood flooring to kitchen, lounge and hallway
  • Grey ceramic tiling to bathroom floor
  • Balcony or terrace to all apartments
  • 12-year Premier warranty
  • Built-in wardrobe to main bedroom
  • Secure cycle storage to ground floor of apartment blocks
Plot number Apartment 23
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 30%
Minimum share price £111,750
Full market price £372,500
Monthly rent £598
Monthly service charge £136
Ownership Leasehold
  • Fully fitted kitchen from Magnet
  • Integrated appliances from Zanussi to include induction hob, electric oven, stainless steel extractor hood, washer/dryer and fridge/freezer
  • Contemporary white bathroom suite from Twyford
  • Heated towel rail
  • Shaver socket
  • Video door entry system to apartments
  • Mains powered smoke and heat detectors
  • Sky Q and BT sockets to lounge and bedroom (service subject to owner’s subscription)
  • Grey wool mix carpet to bedrooms
  • Engineered oak wood flooring to kitchen, lounge and hallway
  • Grey ceramic tiling to bathroom floor
  • Balcony or terrace to all apartments
  • 12-year Premier warranty
  • Built-in wardrobe to main bedroom
  • Secure cycle storage to ground floor of apartment blocks
Plot number Apartment 22
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 30%
Minimum share price £114,000
Full market price £380,000
Monthly rent £610
Monthly service charge £136
Ownership Leasehold
  • Fully fitted kitchen from Magnet
  • Integrated appliances from Zanussi to include induction hob, electric oven, stainless steel extractor hood, washer/dryer and fridge/freezer
  • Contemporary white bathroom suite from Twyford
  • Heated towel rail
  • Shaver socket
  • Video door entry system to apartments
  • Mains powered smoke and heat detectors
  • Sky Q and BT sockets to lounge and bedroom (service subject to owner’s subscription)
  • Grey wool mix carpet to bedrooms
  • Engineered oak wood flooring to kitchen, lounge and hallway
  • Grey ceramic tiling to bathroom floor
  • Balcony or terrace to all apartments
  • 12-year Premier warranty
  • Built-in wardrobe to main bedroom
  • Secure cycle storage to ground floor of apartment blocks
Plot number Apartment 27
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 30%
Minimum share price £117,000
Full market price £390,000
Monthly rent £626
Monthly service charge £136
Ownership Leasehold
  • Fully fitted kitchen from Magnet
  • Integrated appliances from Zanussi to include induction hob, electric oven, stainless steel extractor hood, washer/dryer and fridge/freezer
  • Contemporary white bathroom suite from Twyford
  • Heated towel rail
  • Shaver socket
  • Video door entry system to apartments
  • Mains powered smoke and heat detectors
  • Sky Q and BT sockets to lounge and bedroom (service subject to owner’s subscription)
  • Grey wool mix carpet to bedrooms
  • Engineered oak wood flooring to kitchen, lounge and hallway
  • Grey ceramic tiling to bathroom floor
  • Balcony or terrace to all apartments
  • 12-year Premier warranty
  • Built-in wardrobe to main bedroom
  • Secure cycle storage to ground floor of apartment blocks
Plot number Apartments 6, 13, 20
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £101,250
Full market price £405,000
Monthly rent £696
Monthly service charge £165
Ownership Leasehold
  • Fully fitted kitchen from Magnet
  • Integrated appliances from Zanussi to include induction hob, electric oven, stainless steel extractor hood, washer/dryer and fridge/freezer
  • Contemporary white bathroom suite from Twyford
  • Heated towel rail
  • Shaver socket
  • Video door entry system to apartments
  • Mains powered smoke and heat detectors
  • Sky Q and BT sockets to lounge and bedroom (service subject to owner’s subscription)
  • Grey wool mix carpet to bedrooms
  • Engineered oak wood flooring to kitchen, lounge and hallway
  • Grey ceramic tiling to bathroom floor
  • Balcony or terrace to all apartments
  • 12-year Premier warranty
  • Built-in wardrobe to main bedroom
  • Secure cycle storage to ground floor of apartment blocks

FAQ's

Min share price from: £76,950 for a 30% share
Full price from: £256,500
Minimum deposit from: £3,848
Monthly rent from: £411
Bedrooms: 1
Bathrooms: 1

There are 12 available ranging from £76,950 for a 30% share to £101,250 for a 25% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

It all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Optivo
Shared ownership

Starting prices

30% share from
£76,950
Full price
£256,500
Minimum deposit
£3,848
Monthly rent
£411
Monthly service charge
£112