Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Read more about Shared ownership (Opens in new window)

Whittingham Park, Studio -4 bed homes


Preston, Preston City, PR3 2JE

Shared ownership

Starting prices

25% share from
£35,250
Full price
£140,995
Minimum deposit
£4,800

Overview

A range of beautiful 2 and 3-bedroom homes situated in the highly desirable area of Whittingham, near Goosnargh, a quaint Lancashire village means it benefits from an idyllic rural setting surrounded by picturesque countryside. 


Local area information

Whittingham Park has excellent transport routes to adjoining towns and villages, with easy access to the M6. There are also a number of good schools in the area and for those interested in sport, Whittingham & Goosnargh Sports & Social Club and Goosnargh & Whittingham Cricket Club are just a short walk from the development. 


Plot availability

Plot number Inglewhite
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £30,000
Full market price £120,000
Ownership Leasehold

Modern open plan living, 2 bedrooms, Family bathroom, Two allocated parking spaces

Plot number Canford
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £32,500
Full market price £130,000
Ownership Leasehold

The Canford is a 2 bedroom property which has been thoughtfully designed with both first-time buyers and downsizers in mind.

A lounge/dining room with a convenient under stairs cupboard provides the ideal space for day to day living and opens out to the garden through French Doors. There’s also a contemporary fitted kitchen and a guest cloakroom located off the entrance hall.

On the first floor, the master bedroom has an en suite shower room, while there’s also a main bathroom and a well-proportioned guest bedroom with practical storage.

Plot number Fircroft
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £33,750
Full market price £135,000
Ownership Leasehold

The Fircroft is a 2 bedroom home ideally suited to individuals or couples.
On the ground floor the bright spacious living room/dining area is ideal for entertaining, or simply relaxing.

The separate kitchen is located at the front of the property.
The ground floor is complete with a convenient cloakroom and storage cupboard.

The property offers two well proportioned bedrooms, one being a double and one a single. Both are served by a stylish family bathroom.

Features:

  • Shed ready for cycle storage
  • Rotary washing line
  • Composting Bin
  • Turf to rear garden
  • Open plan living/dining room
  • Downstairs W/C
  • Parking
  • Stainless steel single oven
  • Stainless steel gas hob
  • Canopy hood 

*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

**Prices vary across plots please speak to a sales advisor for more information**

Plot number The Ashcroft
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £41,250
Full market price £165,000
Ownership Leasehold

The Ashcroft is a delightful 3 bedroom home, providing everything you need for modern living and more.

The ground floor is home to the open plan living room/dining area, which features the back door to the rear garden – flooding the space with natural light and perfect for bringing the outside in.

The separate kitchen is located at the front of the property. Downstairs also benefits from a handy cloakroom and storage cupboard. Upstairs you’ll find two double bedrooms and a further single bedroom or study area. The spacious family bathroom boasting stylish sanitaryware serves all three bedrooms.

  • Open plan living/dining room 
  • Downstairs W/C 
  • Parking
  • Kitchen
    • Stainless steel single oven 
    • Stainless steel gas hob
    • Canopy hood 
  • Shed for secure cycle storage 
  • Rotary washing line
  • Composting bin
  • Turf to rear garden
Plot number Easedale
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £48,750
Full market price £195,000
Ownership Leasehold

A delightful 3 bedroom home, The Easdale provides everything you need for modern living.
 

The ground floor boasts an open plan kitchen/dining area and a spacious separate living room with French doors to the rear garden. The handy downstairs cloakroom adds a touch of convenience.

Upstairs you'll find three bedrooms, two of which are doubles, with the master enjoying the luxury of en suite facilities. The family bathroom completes this lovely home.

Plot number Downham
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £62,500
Full market price £250,000
Ownership Leasehold

The Downham is a 4 bedroom home designed with modern living in mind.

The generously sized kitchen/dining/family area features French doors opening onto the rear garden and is a truly welcoming place to start the day, while being ideal for entertaining. The light and airy living room is perfect for relaxation and quality family time, with a bay window and double doors opening onto the dining area.

The first floor is home to the four bedrooms, three of which are doubles, while bedroom four could be a perfect home office. Three of the bedrooms are served by the family bathroom and the master enjoys the additional luxury of an en suite.

Plot number Shelford
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £68,750
Full market price £275,000
Ownership Leasehold

With 4 double bedrooms and a carefully considered layout, The Shelford makes the ideal family home. Double doors from the living room open into the kitchen/ dining area, which is enhanced by French doors to the rear garden. The dedicated study provides valuable workspace and the cloakroom and storage cupboard take care of the practical sides of life.

Upstairs is home to the four double bedrooms, of which the master bedroom enjoys the added luxury of an en suite shower room. The main bathroom serves the remaining bedrooms. The Shelford has a detached garage, perfect to house an additional car or provide extra storage space.


FAQ's

Min share price from: £30,000 for a 25% share
Full price from: £120,000
Minimum deposit from: £4,800
Bedrooms: 2
Bathrooms: 1

There are 7 available ranging from £30,000 for a 25% share to £68,750 for a 25% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

It all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Heylo Housing
Shared ownership

Starting prices

25% share from
£35,250
Full price
£140,995
Minimum deposit
£4,800