Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Read more about Shared ownership (Opens in new window)

The Woodlands by Heylo Housing, 2-3 bed homes

Skelmersdale, West Lancashire, WN86QJ

Shared ownership

Starting prices

25% share from
Full price
Minimum deposit


In a fantastic location on the edge of the countryside, but with all the modern amenities you’ll ever need on your doorstep, The Woodlands is a great place to call home.

A range of 3-bedroom houses is available with 2-bedroom units coming up soon. Target completion dates - November-December 2017

Local area information

Nearby Parbold Railway Station is just 2.5 miles away and offers regular services to Southport, Manchester and Leeds. The development is a few minutes’ drive from junction 4 of the M58. The modern and vibrant Liverpool city centre is just 17 miles away.

There's a number of schools and West Lancashire College nearby. A Post Office, mini-market, chip shop, deli, hairdressers, pharmacy and more are a short walk from The Woodlands.

Whether you’re looking for a first home that combines great value and high spec, or you’re a growing family in need of more space in a location that’s perfect for you and the children, you’ll find it here.

Plot availability

Plot number The Linton
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £45,249
Full market price £180,995
Ownership Leasehold

The ground floor of this stylish two bedroom property boasts luxury, starting with the spacious, light and airy lounge, leading to the rear facing kitchen / dining area complete with French doors overlooking a generous size garden. The convenient W.C and large storage area complete the ground floor.

The First Floor shows off two double bedrooms a family size bathroom and brilliant storage cupboard.

  • Luxury two bedroom home
  • Contemporary fitted kitchen and dining area
  • Downstairs WC
  • Energy Efficient
  • Dual zone heating system (each floor independently programmable)
  • Allocated parking spaces
  • Additional storage space
  • 2 Year Keepmoat Warranty
  • 10 Year NHBC Warranty

*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

**Prices vary across plots please speak to a sales advisor for more information**


Min share price from: £45,249 for a 25% share
Full price from: £180,995
Minimum deposit from: £3,050
Bedrooms: 2
Bathrooms: 1

There is only one available priced at £45,249 for a 25% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

It all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Heylo Housing
Shared ownership

Starting prices

25% share from
Full price
Minimum deposit