Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Read more about Shared ownership (Opens in new window)

The Waterfront, 1-2 bed homes


Hempsted Lane, Gloucester, Gloucester City, GL2 5SA

Videos, 3D tours


Shared ownership

Starting prices

25% share from
£40,625
Full price
£162,500
Minimum deposit
£2,031
Monthly rent
£279
Monthly service charge
£171

Overview

Welcome to The Waterfront
Gloucester's dockside has undergone a dramatic transformation. The beautiful Victorian architecture remains, which is now joined by modern counterparts. Where ships once discharged cargo, smart narrow boats, cruisers and yachts drift by. What had become a forgotten area but is now the place to go — the place to put down roots and live a glorious life by the water.

Not only are the Quays a great place to live, with good transport connections to Cheltenham, Bristol or even Birmingham, Gloucester itself and the wider area have so much to offer. From a tantalising mix of shops to popular festivals, renowned museums and endless entertainment. And for those who love the outdoors, it's nestled in the lush Severn Valley, overlooked by the picturesque Cotswold Hills.

Key features
Own a share from 25% to 75%
Carpet and flooring included
Allocated car parking
Juliet balconies
Canalside location
Local shops and amenities
Wide choice of nearby schools

*Disclaimer: The 3D tours are representative of the show homes


Local area information

Gloucester’s dockside has undergone a dramatic transformation. The beautiful Victorian architecture remains, which is now joined by modern counterparts.

Where ships once discharged cargo, smart narrowboats, cruisers, and yachts drift by. What had become a forgotten area is now the place to go – the place to put down roots and live a glorious life by the water.

Local facilities
Local shops and amenities: Gloucester Quays Designer Outlet, Sainsbury's, Next, Home Bargains, Iceland, Hobbycraft, Aldi, The Gym
Nearest schools/nursery: Hempsted Primary School, Linden Primary School, St Paul’s C of E Primary School, Ribston Hall High School, Into-Play at the Quays
Nearest station: Gloucester Railway Station
Nearby chain restaurants: Beefeater, Coal Kitchen, Bill’s, TGI Fridays, Wagamama, Five Guys, Burger King
Nearby attractions: Cineworld, National Waterways Museum, Warehouse Climbing & Caving Centre, The Tailor of Gloucester, Gloucester Cathedral, JDR Karting


Plot availability

Plot number 18
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £51,250
Full market price £205,000
Monthly rent £352
Monthly service charge £125
Ownership Leasehold

Key features

  • 2 bedroom first floor apartment
  • 25% Shared Ownership
  • En suite to master bedroom
  • Hob, oven and extractor hood included
  • 1 allocated car parking space
  • Washing machine included
  • Open plan kitchen/dining room
  • Modern efficient heating system
  • uPVC double glazing
  • Local shops and amenities

Other information

  • Tenure: Leasehold
  • Lease term: 250 years

Summary
This 2 bedroom first floor apartment in Gloucester is available to purchase with Shared Ownership.

Shared Ownership is another way to buy your home. You buy a percentage and pay rent on the rest. Guinness owns part of it - but you're living there, you decorate it and decide when to sell.

Buying a percentage means a smaller deposit and a smaller mortgage. It's a sooner first step on the ladder for lots of people. In the future, you can carry on buying further shares to own it 100%.

Energy Efficiency Rating
Predicted
Very energy efficient - lower running costs
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
77
Not energy efficient - higher running costs
Environmental Impact (CO2) Rating
Predicted
Very environmental friendly - lower CO2 emissions
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
84
Not environmental friendly - higher CO2 emissions
Plot number 20
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £51,250
Full market price £205,000
Monthly rent £352
Monthly service charge £125
Ownership Leasehold

Key features

  • 2 bedroom first floor apartment
  • 25% Shared Ownership
  • En suite to master bedroom
  • Hob, oven and extractor hood included
  • 1 allocated car parking space
  • Washing machine included
  • Open plan kitchen/dining room
  • Modern efficient heating system
  • uPVC double glazing
  • Local shops and amenities

Other information

  • Tenure: Leasehold
  • Lease term: 250 years

Summary
This 2 bedroom first floor apartment in Gloucester is available to purchase with Shared Ownership.

Shared Ownership is another way to buy your home. You buy a percentage and pay rent on the rest. Guinness owns part of it - but you're living there, you decorate it and decide when to sell.

Buying a percentage means a smaller deposit and a smaller mortgage. It's a sooner first step on the ladder for lots of people. In the future, you can carry on buying further shares to own it 100%.

Energy Efficiency Rating
Predicted
Very energy efficient - lower running costs
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
78
Not energy efficient - higher running costs
Environmental Impact (CO2) Rating
Predicted
Very environmental friendly - lower CO2 emissions
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
86
Not environmental friendly - higher CO2 emissions
Plot number 21
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £51,250
Full market price £205,000
Monthly rent £352
Monthly service charge £125
Ownership Leasehold

Key features

  • 2 bedroom first floor apartment
  • 25% Shared Ownership
  • En suite to master bedroom
  • Hob, oven and extractor hood included
  • 1 allocated car parking space
  • Washing machine included
  • Open plan kitchen/dining room
  • Modern efficient heating system
  • uPVC double glazing
  • Local shops and amenities

Other information

  • Tenure: Leasehold
  • Lease term: 250 years

Summary
This 2 bedroom first floor apartment in Gloucester is available to purchase with Shared Ownership.

Shared Ownership is another way to buy your home. You buy a percentage and pay rent on the rest. Guinness owns part of it - but you're living there, you decorate it and decide when to sell.

Buying a percentage means a smaller deposit and a smaller mortgage. It's a sooner first step on the ladder for lots of people. In the future, you can carry on buying further shares to own it 100%.

Energy Efficiency Rating
Predicted
Very energy efficient - lower running costs
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
78
Not energy efficient - higher running costs
Environmental Impact (CO2) Rating
Predicted
Very environmental friendly - lower CO2 emissions
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
86
Not environmental friendly - higher CO2 emissions
Plot number 23
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £51,250
Full market price £205,000
Monthly rent £352
Monthly service charge £125
Ownership Leasehold

Key features

  • 2 bedroom first floor apartment
  • 25% Shared Ownership
  • En suite to master bedroom
  • Hob, oven and extractor hood included
  • 1 allocated car parking space
  • Washing machine included
  • Open plan kitchen/dining room
  • Modern efficient heating system
  • uPVC double glazing
  • Local shops and amenities

Other information

  • Tenure: Leasehold
  • Lease term: 250 years

Summary
This 2 bedroom first floor apartment in Gloucester is available to purchase with Shared Ownership.

Shared Ownership is another way to buy your home. You buy a percentage and pay rent on the rest. Guinness owns part of it - but you're living there, you decorate it and decide when to sell.

Buying a percentage means a smaller deposit and a smaller mortgage. It's a sooner first step on the ladder for lots of people. In the future, you can carry on buying further shares to own it 100%.

Energy Efficiency Rating
Predicted
Very energy efficient - lower running costs
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
76
Not energy efficient - higher running costs
Environmental Impact (CO2) Rating
Predicted
Very environmental friendly - lower CO2 emissions
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
84
Not environmental friendly - higher CO2 emissions
Plot number 12
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £52,500
Full market price £210,000
Monthly rent £361
Monthly service charge £125
Ownership Leasehold

Key features

  • 2 bedroom ground floor apartment
  • 25% Shared Ownership
  • En suite to master bedroom
  • Hob, oven and extractor hood included
  • 1 allocated car parking space
  • Washing machine included
  • Open plan kitchen/dining room
  • Modern efficient heating system
  • uPVC double glazing
  • Local shops and amenities

Other information

  • Tenure: Leasehold
  • Lease term: 250 years

Summary
This 2 bedroom ground floor apartment in Gloucester is available to purchase with Shared Ownership.

Shared Ownership is another way to buy your home. You buy a percentage and pay rent on the rest. Guinness owns part of it - but you're living there, you decorate it and decide when to sell.

Buying a percentage means a smaller deposit and a smaller mortgage. It's a sooner first step on the ladder for lots of people. In the future, you can carry on buying further shares to own it 100%.

Energy Efficiency Rating
Predicted
Very energy efficient - lower running costs
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
73
Not energy efficient - higher running costs
Environmental Impact (CO2) Rating
Predicted
Very environmental friendly - lower CO2 emissions
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
81
Not environmental friendly - higher CO2 emissions
Plot number 14
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £52,500
Full market price £210,000
Monthly rent £361
Monthly service charge £125
Ownership Leasehold

Key features

  • 2 bedroom ground floor apartment
  • 25% Shared Ownership
  • En suite to master bedroom
  • Hob, oven and extractor hood included
  • 1 allocated car parking space
  • Washing machine included
  • Open plan kitchen/dining room
  • Modern efficient heating system
  • uPVC double glazing
  • Local shops and amenities

Other information

  • Tenure: Leasehold
  • Lease term: 250 years

Summary
This 2 bedroom ground floor apartment in Gloucester is available to purchase with Shared Ownership.

Shared Ownership is another way to buy your home. You buy a percentage and pay rent on the rest. Guinness owns part of it - but you're living there, you decorate it and decide when to sell.

Buying a percentage means a smaller deposit and a smaller mortgage. It's a sooner first step on the ladder for lots of people. In the future, you can carry on buying further shares to own it 100%.

Energy Efficiency Rating
Predicted
Very energy efficient - lower running costs
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
75
Not energy efficient - higher running costs
Environmental Impact (CO2) Rating
Predicted
Very environmental friendly - lower CO2 emissions
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
83
Not environmental friendly - higher CO2 emissions
Plot number 15
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £52,500
Full market price £210,000
Monthly rent £361
Monthly service charge £125
Ownership Leasehold

Key features

  • 2 bedroom ground floor apartment
  • 25% Shared Ownership
  • En suite to master bedroom
  • Hob, oven and extractor hood included
  • 1 allocated car parking space
  • Washing machine included
  • Open plan kitchen/dining room
  • Modern efficient heating system
  • uPVC double glazing
  • Local shops and amenities

Other information

  • Tenure: Leasehold
  • Lease term: 250 years

Summary
This 2 bedroom ground floor apartment in Gloucester is available to purchase with Shared Ownership.

Shared Ownership is another way to buy your home. You buy a percentage and pay rent on the rest. Guinness owns part of it - but you're living there, you decorate it and decide when to sell.

Buying a percentage means a smaller deposit and a smaller mortgage. It's a sooner first step on the ladder for lots of people. In the future, you can carry on buying further shares to own it 100%.

Energy Efficiency Rating
Predicted
Very energy efficient - lower running costs
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
75
Not energy efficient - higher running costs
Environmental Impact (CO2) Rating
Predicted
Very environmental friendly - lower CO2 emissions
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
83
Not environmental friendly - higher CO2 emissions
Plot number 17
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £52,500
Full market price £210,000
Monthly rent £361
Monthly service charge £125
Ownership Leasehold

Key features

  • 2 bedroom ground floor apartment
  • 25% Shared Ownership
  • En suite to master bedroom
  • Hob, oven and extractor hood included
  • 1 allocated car parking space
  • Washing machine included
  • Open plan kitchen/dining room
  • Modern efficient heating system
  • uPVC double glazing
  • Local shops and amenities

Other information

  • Tenure: Leasehold
  • Lease term: 250 years

Summary
This 2 bedroom ground floor apartment in Gloucester is available to purchase with Shared Ownership.

Shared Ownership is another way to buy your home. You buy a percentage and pay rent on the rest. Guinness owns part of it - but you're living there, you decorate it and decide when to sell.

Buying a percentage means a smaller deposit and a smaller mortgage. It's a sooner first step on the ladder for lots of people. In the future, you can carry on buying further shares to own it 100%.

Energy Efficiency Rating
Predicted
Very energy efficient - lower running costs
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
73
Not energy efficient - higher running costs
Environmental Impact (CO2) Rating
Predicted
Very environmental friendly - lower CO2 emissions
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
81
Not environmental friendly - higher CO2 emissions
Plot number 27
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £53,750
Full market price £215,000
Monthly rent £370
Monthly service charge £125
Ownership Leasehold

Key features

  • 2 bedroom second floor apartment
  • 25% Shared Ownership
  • En suite to master bedroom
  • Hob, oven and extractor hood included
  • 1 allocated car parking space
  • Washing machine included
  • Open plan kitchen/dining room
  • Modern efficient heating system
  • uPVC double glazing
  • Local shops and amenities

Other information

  • Tenure: Leasehold
  • Lease term: 250 years

Summary
This 2 bedroom second floor apartment in Gloucester is available to purchase with Shared Ownership.

Shared Ownership is another way to buy your home. You buy a percentage and pay rent on the rest. Guinness owns part of it - but you're living there, you decorate it and decide when to sell.

Buying a percentage means a smaller deposit and a smaller mortgage. It's a sooner first step on the ladder for lots of people. In the future, you can carry on buying further shares to own it 100%.

Energy Efficiency Rating
Predicted
Very energy efficient - lower running costs
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
70
Not energy efficient - higher running costs
Environmental Impact (CO2) Rating
Predicted
Very environmental friendly - lower CO2 emissions
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
79
Not environmental friendly - higher CO2 emissions

FAQ's

Min share price from: £51,250 for a 25% share
Full price from: £205,000
Minimum deposit from: £2,031
Monthly rent from: £352
Bedrooms: 2
Bathrooms: 2

There are 9 available ranging from £51,250 for a 25% share to £53,750 for a 25% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

No, but it all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Guinness
Shared ownership

Starting prices

25% share from
£40,625
Full price
£162,500
Minimum deposit
£2,031
Monthly rent
£279
Monthly service charge
£171