Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.
Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.
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The Fairacre Collection, 2 bed homes
The Fairacre Collection includes these delightful 2 bedroom apartments and houses located on the new build development, Windrush Place. The development is close to the picturesque market town of Witney in the beautiful Oxfordshire Cotswolds. The town centre offers great shopping and there are local schools, health and leisure facilities, as well as easy access to nearby Oxford and the M40.
Prices on this development start from 40% equity share.
You will need a minimum 5% deposit (of the share value) for mortgage purposes, plus monies to pay for solicitor fees, moving costs & furnishings.
Local area information
Witney was selected by the Sunday Times as one of the best places to live in Britain and it’s easy to see why. Set on the River Windrush, with historic buildings and a picturesque centre, it’s a sought-after Cotswold market town. Located on the outskirts of Witney, Sage at Windrush Place offers excellent local facilities, including a choice of shopping opportunities, schooling for all ages and transport links via the A40 and M40.
The delightful town of Witney lies within the heart of the Oxfordshire countryside, close to the city of Oxford and on the edge of the beautiful Windrush Valley. Once famous for its wool mills and blanket production, the legacy of its prosperous past is still visible with perfectly preserved streets and houses and the charming Buttercross market place.
Fantastic choice of shops:
Careful planning and sympathetic design has seen the town move easily into the 21st century, whilst losing none of its charm as an attractive Cotswold market town. The Woolgate and Marriott’s Walk shopping centres are home to a range of top high street names and a selection of designer and individual shops. There’s also a popular farmers’ market where you can stock up on delicious local produce.
For day-to-day living Witney has much to offer: there’s first class education at all levels, a choice of vets, doctors, dental surgeries and the Witney Community Hospital. You’ll also be able to make the most of the excellent sports facilities available at the Windrush Leisure Centre and private health clubs, including fitness studios, squash, golf, tennis and swimming. Whilst for lighter entertainment, there are excellent pubs, restaurants, a 5-screen cinema and vibrant nightlife within the town.
Local attractions on your doorstep:
The countryside surrounding Witney is stunning. Bordering both the Cotswolds and the Windrush Valley, it’s an ideal area for outdoor activities. Footpaths, cycle ways and bridle paths criss-cross the landscape, offering a relaxing area in which to unwind from today’s hectic lifestyle. Popular local attractions include Cogges Manor Farm, a unique working museum of Victorian rural life, Bishops Palace - a fascinating archaeological excavation, Cotswold Wildlife Park, Witney Lake and Country Park and the majestic Blenheim Palace.
However, a description of this area would not be complete without mention of Oxford, the ‘City of Spires’, a delightful destination, positively overflowing with restaurants, art galleries, theatres, gardens, waterways and stunning architecture. This truly is an area with a little something for everyone.