Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Read more about Shared ownership (Opens in new window)

Spires Place, 3 bed homes


Temple Road, Oxford, Oxford City, OX4 2EZ

Shared ownership

Starting prices

40% share from
£108,000
Full price
£270,000
Minimum deposit
£5,200
Monthly rent
£358
Monthly service charge
£26

Overview

Only 3 bedroom houses left available! You can now reserve for £1 instead of paying £500 this month!   

At Spires Place you can enjoy the best of both worlds. Oxford city centre sits just 2.4 miles away and offers something for everyone, with modern restaurants and exciting bars, it’s perfect for a day or evening out with friends and family. Alternatively, marvel at the historical architecture or relax in one of the National Trust parks in the vicinity of the city. Aside from charming parks and wide open spaces, the city centre offers an array of places to eat, drink, and try new things with friends and family. Available through Shared Ownership in Oxford.

Book an appointment now to see our newly decorated Show Home & Marketing Suite! 


Local area information

Renowned for its historic and prestigious University and collection of colleges within, the education available in Oxford is inspiring. With a range of schooling options available, from primary schools and secondary schools to Sixth Form Colleges and Universities, you’re bound to find the right fit for your family. A number of schools in Oxford have been rated as ‘outstanding’ by Ofsted, so you can rest easy knowing that you child’s education is in good hands.

Keep healthy and happy at Spires Place thanks to the expanse of open space that is dotted in and around the city. Why not admire the beautifully landscaped gardens at the Oxford University Parks or the Oxford Botanic Garden; the oldest botanic garden in Great Britain. If you’re into a more intense fitness routine, there are plenty of gym chains in the area to keep you fit.

A brand new collection of 1, 2 & 3 bedroom apartments and 3 bedroom houses available through Shared Ownership...


Plot availability

Plot number D04
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £127,500
Full market price £510,000
Monthly rent £877
Monthly service charge £26
Ownership Leasehold

Kitchen / Living / Dining:

  • White gloss wall and base kitchen units
  • Expo grey kitchen worktops with integrated sink drainer surface, matching upstand and splash back
  • Kitchen cabinets with under pelmet lights
  • Stainless steel 1.5 bowl sink with chrome mixer tap
  • Integrated fridge freezer
  • Fan operated electric oven, ceramic hob and chimney hood
  • Slimline dishwasher
  • Standing washer/dryer
  • Full-height Silestone splash-back behind hob
  • Recessed LED brushed stainless steel downlights
  • Large plank format flooring in Magna

Bedroom(s):

  • Fully fitted carpet
  • Built-in sliding wardrobe to master bedroom only
  • Pendant lighting to all bedrooms

Bathroom:

  • Roca white bathroom suite and chrome shower set
  • Glass shower screen
  • Large wall-mounted mirror
  • Chrome electric heated towel rail
  • Recessed LED chrome downlights
  • Stone effect ceramic floor and wall tiles

Security & peace of mind:

  • Visual door entry system and handset
    Wired smoke detectors
    Carbon monoxide alarms
    Multi-lock doors
    Hardwired doorbell

Electricals:

  • Satin steel electric sockets ad light switches
  • TV points in living and master bedroom
  • Satellite TV socket in living area (subscription required)
Plot number D10
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £127,500
Full market price £510,000
Monthly rent £877
Monthly service charge £26
Ownership Leasehold

Kitchen / Living / Dining:

  • White gloss wall and base kitchen units
  • Expo grey kitchen worktops with integrated sink drainer surface, matching upstand and splash back
  • Kitchen cabinets with under pelmet lights
  • Stainless steel 1.5 bowl sink with chrome mixer tap
  • Integrated fridge freezer
  • Fan operated electric oven, ceramic hob and chimney hood
  • Slimline dishwasher
  • Standing washer/dryer
  • Full-height Silestone splash-back behind hob
  • Recessed LED brushed stainless steel downlights
  • Large plank format flooring in Magna

Bedroom(s):

  • Fully fitted carpet
  • Built-in sliding wardrobe to master bedroom only
  • Pendant lighting to all bedrooms

Bathroom:

  • Roca white bathroom suite and chrome shower set
  • Glass shower screen
  • Large wall-mounted mirror
  • Chrome electric heated towel rail
  • Recessed LED chrome downlights
  • Stone effect ceramic floor and wall tiles

Security & peace of mind:

  • Visual door entry system and handset
    Wired smoke detectors
    Carbon monoxide alarms
    Multi-lock doors
    Hardwired doorbell

Electricals:

  • Satin steel electric sockets ad light switches
  • TV points in living and master bedroom
  • Satellite TV socket in living area (subscription required)
Plot number D03
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £127,500
Full market price £510,000
Monthly rent £877
Monthly service charge £26
Ownership Leasehold

Kitchen / Living / Dining:

  • White gloss wall and base kitchen units
  • Expo grey kitchen worktops with integrated sink drainer surface, matching upstand and splash back
  • Kitchen cabinets with under pelmet lights
  • Stainless steel 1.5 bowl sink with chrome mixer tap
  • Integrated fridge freezer
  • Fan operated electric oven, ceramic hob and chimney hood
  • Slimline dishwasher
  • Standing washer/dryer
  • Full-height Silestone splash-back behind hob
  • Recessed LED brushed stainless steel downlights
  • Large plank format flooring in Magna

Bedroom(s):

  • Fully fitted carpet
  • Built-in sliding wardrobe to master bedroom only
  • Pendant lighting to all bedrooms

Bathroom:

  • Roca white bathroom suite and chrome shower set
  • Glass shower screen
  • Large wall-mounted mirror
  • Chrome electric heated towel rail
  • Recessed LED chrome downlights
  • Stone effect ceramic floor and wall tiles

Security & peace of mind:

  • Visual door entry system and handset
    Wired smoke detectors
    Carbon monoxide alarms
    Multi-lock doors
    Hardwired doorbell

Electricals:

  • Satin steel electric sockets ad light switches
  • TV points in living and master bedroom
  • Satellite TV socket in living area (subscription required)
Plot number D05
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £130,000
Full market price £520,000
Monthly rent £894
Monthly service charge £26
Ownership Leasehold

Kitchen / Living / Dining:

  • White gloss wall and base kitchen units
  • Expo grey kitchen worktops with integrated sink drainer surface, matching upstand and splash back
  • Kitchen cabinets with under pelmet lights
  • Stainless steel 1.5 bowl sink with chrome mixer tap
  • Integrated fridge freezer
  • Fan operated electric oven, ceramic hob and chimney hood
  • Slimline dishwasher
  • Standing washer/dryer
  • Full-height Silestone splash-back behind hob
  • Recessed LED brushed stainless steel downlights
  • Large plank format flooring in Magna

Bedroom(s):

  • Fully fitted carpet
  • Built-in sliding wardrobe to master bedroom only
  • Pendant lighting to all bedrooms

Bathroom:

  • Roca white bathroom suite and chrome shower set
  • Glass shower screen
  • Large wall-mounted mirror
  • Chrome electric heated towel rail
  • Recessed LED chrome downlights
  • Stone effect ceramic floor and wall tiles

Security & peace of mind:

  • Visual door entry system and handset
    Wired smoke detectors
    Carbon monoxide alarms
    Multi-lock doors
    Hardwired doorbell

Electricals:

  • Satin steel electric sockets ad light switches
  • TV points in living and master bedroom
  • Satellite TV socket in living area (subscription required)
Plot number D09
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 25%
Minimum share price £130,000
Full market price £520,000
Monthly rent £894
Monthly service charge £26
Ownership Leasehold

Kitchen / Living / Dining:

  • White gloss wall and base kitchen units
  • Expo grey kitchen worktops with integrated sink drainer surface, matching upstand and splash back
  • Kitchen cabinets with under pelmet lights
  • Stainless steel 1.5 bowl sink with chrome mixer tap
  • Integrated fridge freezer
  • Fan operated electric oven, ceramic hob and chimney hood
  • Slimline dishwasher
  • Standing washer/dryer
  • Full-height Silestone splash-back behind hob
  • Recessed LED brushed stainless steel downlights
  • Large plank format flooring in Magna

Bedroom(s):

  • Fully fitted carpet
  • Built-in sliding wardrobe to master bedroom only
  • Pendant lighting to all bedrooms

Bathroom:

  • Roca white bathroom suite and chrome shower set
  • Glass shower screen
  • Large wall-mounted mirror
  • Chrome electric heated towel rail
  • Recessed LED chrome downlights
  • Stone effect ceramic floor and wall tiles

Security & peace of mind:

  • Visual door entry system and handset
    Wired smoke detectors
    Carbon monoxide alarms
    Multi-lock doors
    Hardwired doorbell

Electricals:

  • Satin steel electric sockets ad light switches
  • TV points in living and master bedroom
  • Satellite TV socket in living area (subscription required)

FAQ's

Min share price from: £127,500 for a 25% share
Full price from: £510,000
Minimum deposit from: £5,200
Monthly rent from: £877
Bedrooms: 3
Bathrooms: 2

There are 5 available ranging from £127,500 for a 25% share to £130,000 for a 25% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

No, but it all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Catalyst
Shared ownership

Starting prices

40% share from
£108,000
Full price
£270,000
Minimum deposit
£5,200
Monthly rent
£358
Monthly service charge
£26