Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Rose Gardens


Rose Gardens, Clitheroe, Ribble Valley, BB7 1FF

Shared ownership
2-3 bedroom homes
50% share from
£77,749
Full price
£155,498
Minimum deposit
£1,944
Monthly rent
£178

Overview

Rose Gardens , Clitheroe is made up of 2 and 3 bedroom houses now available on part buy - part rent. 


Local area information

Clitheroe enjoys the glorious surroundings of the Ribble Valley and easy access to a wide range of attractions and amenities. This ancient market town dates back to Saxon times and Clitheroe Castle, said to be the smallest Norman castle in England, is now home to a Museum and 16 acres of landscaped gardens which offer attractions to appeal to every age group. They include a bandstand, children’s playground, skatepark and Lancashire’s first Labyrinth.
The Rose Garden also features quirky metal and limestone sculptures.


Plot availability

Plot number Woodrush
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £45,748
Full market price £182,993
Monthly rent £210
Ownership Leasehold

A beautifully practical layout makes the Woodrush an ideal family home, with a generous L-shaped lounge/dining room with French doors downstairs, alongside a stylish, highly practical kitchen and a convenient downstairs cloakroom.

Two impressive double bedrooms upstairs are complemented by a third bedroom and excellent family bathroom.

 *Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

**Prices vary across plots please speak to a sales advisor for more information**

Plot number Meilot
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £46,000
Full market price £184,000
Ownership Leasehold

Featuring an impressive specification throughout, this superb design provides a spacious yet easy-to-manage layout over two
storeys.

The ground floor includes open-plan lounge and dining space alongside a separate kitchen and cloakroom to the rear.

Upstairs are two double bedrooms served by a beautiful family bathroom.

 *Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

**Prices vary across plots please speak to a sales advisor for more information**


FAQ's

Min share price from: £45,748 for a 25% share
Full price from: £182,993
Minimum deposit from: £1,944
Monthly rent from: £210
Bedrooms: 3
Bathrooms: 1

There are 2 available ranging from £45,748 for a 25% share to £46,000 for a 25% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

It all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Heylo Housing
Shared ownership
2-3 bedroom homes
50% share from
£77,749
Full price
£155,498
Minimum deposit
£1,944
Monthly rent
£178