Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Read more about Shared ownership (Opens in new window)

Radwinter Road, 1-3 bed homes


Fairfax Drive, Saffron Walden, Uttlesford, CB10 2NR

Shared ownership

Starting prices

25% share from
£48,125
Full price
£192,500
Minimum deposit
£2,407
Monthly rent
£331
Monthly service charge
£27

Overview

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Located south of Cambridge in the delightful market town of Saffron Walden, Radwinter Road is a collection of two-bedroom bungalows and three and four-bedroom houses, available now through shared ownership.   

These impressive homes are designed with a high specification to suit a range of lifestyles and built to high standards of sustainability. Each one is contemporary in design, with a stunning specification and flexible living areas, and they are ready for you to make your own.  

Prices start from £93,750 but, with shared ownership, you could be purchasing from a 25% share for as little £48,125. If you're buying with a mortgage you'll only need a 5% deposit on the share you purchase, which means your mortgage deposit could be as little as £2,407*

*This is based on a 25% share (£48,125) of a one bedroom apartment valued from £93,750 with a 5% mortgage deposit (£2,407). The share you purchase is dependent on affordability and your personal circumstances.

Photos and CGIs are for illustrative purposes only and may feature previous developments.


Local area information

Our homes at Radwinter Road are just on the outskirts of Saffron Walden, a delightful medieval market town 15 miles south of Cambridge.

You’ll find local amenities close at hand with several major supermarkets close-by. The area is served by a selection of primary and secondary schools, many rated as “Outstanding” by Ofsted*, and Saffron Walden Community Hospital is also nearby. 

Rich in heritage, the nearby town of Saffron Walden has a great deal to offer. You’ll find plenty of places to eat and drink, many independent shops, and twice-weekly markets in the historic Market Place. The award-winning Saffron Hall hosts a variety of concerts and events featuring local, national and international artists. There are also several local gyms and a golf course.

Radwinter Road is in a great location for travelling both locally and further afield. The local area is served by plenty of bus services, and you’re less than 8 miles from Audley End railway station, located on the Cambridge - London Liverpool Street line. The M11 is less than 14 miles, with easy access to Cambridge (20 miles) and London (56 miles), while Stansted Airport is just 14 miles away and offers flights to numerous domestic & European destinations.

Located within Essex, this area has great local amenities and outstanding schools. 

*Information correct at time of writing (Dec 2019) 

 


Plot availability

Plot number 38
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £48,125
Full market price £192,500
Monthly rent £331
Monthly service charge £27
Ownership Leasehold

1 bedroom apartment

Our one bedroom apartment offers the very best in home comforts and are designed for modern living. Every level of care and attention has been taken to ensure you are moving into a home that meets your needs and one you will be proud of. Each one is contemporary in design, with flexible open plan living areas and is ready for you to make your own.

Key features include:

  • Create fantastic meals in the contemporary kitchen with Integrated oven 
  • Master bedroom with en-suite is a real showstopper!
  • Luxury white bathroom suite with contemporary chrome accessories
  • Convenient downstairs cloakroom
  • Ceramic wall and floor tiles in bathrooms
  • Plenty of storage - say goodbye to clutter!
  • Wooden flooring in living room and hallway
  • Carpets in the bedrooms and landing

Prices start from £192,500 but, with shared ownership, you could be purchasing from a 25% share for as little £48,125. If you're buying with a mortgage you'll only need a 5% deposit on the share you purchase, which means your mortgage deposit could be as little as £2,407*

*This is based on a 25% share (£48,125) of a one bedroom apartment valued from £192,500 with a 5% mortgage deposit (£2,407). Photos are for illustrative purposes only.

Photos and CGIs are for illustrative purposes only and may feature previous developments.

Plot number 148
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £87,500
Full market price £350,000
Monthly rent £602
Monthly service charge £27
Ownership Leasehold

2 bedroom house

Our two bedroom house offers the very best in home comforts and are designed for modern living. Every level of care and attention has been taken to ensure you are moving into a home that meets your needs and one you will be proud of. Each one is contemporary in design, with flexible open plan living areas and is ready for you to make your own.

Key features include:

  • Create fantastic meals in the contemporary kitchen with Integrated oven 
  • Master bedroom with en-suite is a real showstopper!
  • Luxury white bathroom suite with contemporary chrome accessories
  • Convenient downstairs cloakroom
  • Ceramic wall and floor tiles in bathrooms
  • Plenty of storage - say goodbye to clutter!
  • Wooden flooring in living room and hallway
  • Carpets in the bedrooms and landing

Prices start from £350,000 but, with shared ownership, you could be purchasing from a 25% share for as little £87,500. If you're buying with a mortgage you'll only need a 5% deposit on the share you purchase, which means your mortgage deposit could be as little as £4,907*

*This is based on a 25% share (£87,500) of a two bedroom house valued from £350,000 with a 5% mortgage deposit (£4,375). Photos are for illustrative purposes only.

Photos and CGIs are for illustrative purposes only and may feature previous developments.

Plot number 114
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £93,750
Full market price £375,000
Monthly rent £645
Monthly service charge £27
Ownership Leasehold

2 bedroom bungalow

Our two bedroom bungalow offer the very best in home comforts and are designed for modern living. Every level of care and attention has been taken to ensure you are moving into a home that meets your needs and one you will be proud of. Each one is contemporary in design, with flexible open plan living areas and is ready for you to make your own.

Key features include:

  • Create fantastic meals in the contemporary kitchen with Integrated oven 
  • Master bedroom with en-suite is a real showstopper!
  • Luxury white bathroom suite with contemporary chrome accessories
  • Convenient downstairs cloakroom
  • Ceramic wall and floor tiles in bathrooms
  • Plenty of storage - say goodbye to clutter!
  • Wooden flooring in living room and hallway
  • Carpets in the bedrooms and landing

Prices start from £375,000 but, with shared ownership, you could be purchasing from a 25% share for as little £93,750. If you're buying with a mortgage you'll only need a 5% deposit on the share you purchase, which means your mortgage deposit could be as little as £4,688*

*This is based on a 25% share (£93,750) of a two bedroom bungalow valued from £375,000 with a 5% mortgage deposit (£4,688). Photos are for illustrative purposes only.

Photos and CGIs are for illustrative purposes only and may feature previous developments.

Plot number 136
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £98,125
Full market price £392,500
Monthly rent £675
Monthly service charge £27
Ownership Leasehold

3 bedroom house

Our three bedroom house offers the very best in home comforts and are designed for modern living. Every level of care and attention has been taken to ensure you are moving into a home that meets your needs and one you will be proud of. Each one is contemporary in design, with flexible open plan living areas and is ready for you to make your own.

Key features include:

  • Create fantastic meals in the contemporary kitchen with Integrated oven 
  • Master bedroom with en-suite is a real showstopper!
  • Luxury white bathroom suite with contemporary chrome accessories
  • Convenient downstairs cloakroom
  • Ceramic wall and floor tiles in bathrooms
  • Plenty of storage - say goodbye to clutter!
  • Wooden flooring in living room and hallway
  • Carpets in the bedrooms and landing

Prices start from £392,500 but, with shared ownership, you could be purchasing from a 25% share for as little £98,125. If you're buying with a mortgage you'll only need a 5% deposit on the share you purchase, which means your mortgage deposit could be as little as £4,907*

*This is based on a 25% share (£98,125) of a three bedroom house valued from £392,500 with a 5% mortgage deposit (£4,907). Photos are for illustrative purposes only.

Photos and CGIs are for illustrative purposes only and may feature previous developments.


FAQ's

Min share price from: £48,125 for a 25% share
Full price from: £192,500
Minimum deposit from: £2,407
Monthly rent from: £331
Bedrooms: 1
Bathrooms: 1

There are 4 available ranging from £48,125 for a 25% share to £98,125 for a 25% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

No, but it all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Persona
Shared ownership

Starting prices

25% share from
£48,125
Full price
£192,500
Minimum deposit
£2,407
Monthly rent
£331
Monthly service charge
£27