Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.
Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.
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Patchworks SO, 1-3 bed homes
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A collection of 1, 2 & 3 bedroom Shared Ownership apartments set in the vibrant Finsbury Park.
Our homes at Patchworks offer something for everyone, with a striking specification including a fully integrated Zanussi kitchen and large windows bringing an abundance of natural light into every apartment. All apartments benefit from outdoor space, whether it be their own private balconies or the communal terrace garden overlooking the quieter streets of Islington. These homes boast fantastic travel links being in Zone 2 and just a short stroll away from both Finsbury Park and Arsenal Stations with connections all across the City. Not forgetting the open spaces of Finsbury Park, trendy Upper Street and Camden Town just moments away, everything you need is right on your doorstep.
Life is a patchwork and we’ve got it all sewn up!
What is Shared Ownership?
Available to purchase through Shared Ownership, purchasers are able to buy as much of the property as they can afford, from 25% - 75%, paying a low cost rent on the remaining unpurchased 'share' of the home. What's more, your mortgage deposit is based on the value of the share you buy, not the full market value, making these high-spec homes even more affordable in such a sought after location.