Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

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Ohio Building, 2 bed homes

Lewisham, Lewisham, SE13 7RX

Shared ownership

Starting prices

50% share from
Full price
Minimum deposit


The Ohio Building property is a two bedroom, first floor apartment within a three-storey building built in 2006. The property benefits from a large communal garden and has an 88 year lease.

Local area information

There are excellent transport links nearby, with Deptford Bridge DLR Station 0.2 miles away, linking to Bank in 22 mins. Lewisham Station 0.5 miles serves Charing Cross, Cannon Street, Victoria and London Bridge.

The nearest amenities are a Tesco Express, an Italian restaurant and Brookmill Park (all within 0.2 miles). Greenwich, Deptford and Lewisham town centres are within easy reach by walking or public transport.

Nearest Tube station: Deptford Bridge Station (Zone 2/3) served by the DLR Line.

Nearest Stations: Lewisham or Greenwich– National Rail.

Bus routes nearby: Bus routes 177, 453, 53, 47 & N89 from Deptford Bridge or Brookmill Road.

Plot availability

Plot number 10
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 50%
Minimum share price £200,000
Full market price £400,000
Monthly rent £454
Monthly service charge £174

Entrance: Hallway with storage cupboards (including brand new boiler) and entry phone system leading to…

Living Room: (7.47m x 3.49m) Spacious open plan lounge/dining area to kitchen. Beige carpet.

Kitchen: (3.14m x 2.71m) Light wood base and wall units with grey worktop and tiled splashback. Integrated oven, hob and extractor fan. Space for fridge freezer, dishwasher and washer dryer. Grey vinyl flooring.

Bedroom 1: (2.49m x 5.38m) Fitted shelves and wardrobe. Beige carpet.

Bedroom 2: (3.40m x 3.47m) Beige carpet.

Bathroom: White suite comprising panelled bath with shower over, WC and hand washbasin. Full height tiling around the bath. Vinyl flooring.

Outside: Communal garden.


Min share price from: £200,000 for a 50% share
Full price from: £400,000
Minimum deposit from: £20,000
Monthly rent from: £454
Bedrooms: 2
Bathrooms: 1

There is only one available priced at £200,000 for a 50% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

It all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Family Mosaic
Shared ownership

Starting prices

50% share from
Full price
Minimum deposit