Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.
Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.
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Nash Trade House, 1-2 bed homes
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Located in a leafy suburb of north-west Watford, Nash Trade House is a stylish collection of 28 new one, two and three bedroom apartments, all available now through shared ownership.
Each home is finished to an exceptional standard, and boasts sleek interiors, light-filled spaces and generous kitchens, as well as a private balcony or terrace – perfect for relaxing in the open air. With great commuter links and plenty of green space nearby, you’re sure to find the perfect balance of rural living and city connections.
Choose the good life in a truly vibrant town at Nash Trade House - what’s stopping you?
Prices start from £300,000 but, with shared ownership, you could be purchasing from a 25% share for as little as £75,000. If you're buying with a mortgage you'll only need a 5% deposit on the share you purchase, which means your mortgage deposit could be as little as £3,750**
*This is based on a 25% share (£75,000) of a one bedroom apartment valued from £300,000 with a 5% mortgage deposit (£3,750). The share you purchase is dependent on affordability and your personal circumstances.
Photos and CGIs are for illustrative purposes only and may feature previous developments.
Local area information
Commuting is a doddle with Watford Junction station just around the corner - Euston is only 15 minutes away and you can be in Central London in less than 40 minutes. You’re also well-placed placed for the M1 and M25, with Heathrow and Luton airports around 30 minutes’ drive.
Shop at your convenience at a range of local supermarkets, including Sainsburys and Tesco Extra, while your favourite high street stores (and more) are less than a mile away at the intu Watford shopping centre.
Discover what Watford has to offer - you’re sure to be impressed by the line-up of restaurants, pubs and bars, which cater to all music tastes. Or just relax in one of the area’s many award-winning green spaces - nearby Cassiobury Park is an amazing beauty spot with a great history behind it.
A great balance of urban living and green spaces, moving to Nash Trade House means you can enjoy the city buzz or the peace of the outdoors whenever you want.
Min share price from: £78,125 for a 25% share
Full price from: £312,500
Minimum deposit from: £3,750
Monthly rent from: £537
There is only one available priced at £78,125 for a 25% share.
It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.
An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.
Leasehold, which is essentially the contract for the share you've bought.
It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.
Your solicitor can help you with this.