Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Read more about Shared ownership (Opens in new window)

L&Q at Willow Grove, 2-3 bed homes

Southern Cross, Bedford, Bedford, MK42 6AW

Shared ownership

Starting prices

40% share from
Full price
Minimum deposit
Monthly rent
Monthly service charge


Our Sales and Marketing Suite at Willow Grove is temporarily closed. However, our Sales Team are still on hand and will currently be conducting all appointments via phone, email and where possible by virtual tour*.

***Final 3 bedroom home remaining - Reserve for just £99!***

At Willow Grove you can reserve your dream home for just £99 with a little added flexibility in case things change for you in these uncertain times. Not only can you reserve your chosen home for just £99 but you will be given the peace of mind that if you decide not to proceed your reservation fee is fully refundable. What’s more, you are given first refusal on your chosen home

Please call 0333 234 1178 or email: to arrange a virtual appointment.

Perfect for first time buyers and young families, these homes are finished to a great specification throughout with contemporary new kitchens and bathrooms and have two allocated parking spaces with every home.

  • Thoughtfully designed homes
  • Allocated parking
  • Green open-spaces surrond the development

Register Your Interest

To be kept up to date with any news about this new development and be the first to hear about the next launch, please register your interest today.

Coronavirus – An update from us

We’re following the latest government advice on the coronavirus situation and are taking extra precautions to ensure the health and wellbeing of our customers, colleagues and members of the public. For information on the measures we are taking, please visit our website.

*CGI is representative of L&Q development(s). Images depict typical L&Q show homes. The percentage share is a guideline and may vary according to individual incomes and circumstances. £99 reservation scheme terms and conditions apply. 


Local area information

The development is perfectly located to a variety of transport links. Bedford Train Station is situated less than 5 miles from the development and commuters can reach London St Pancras in just 38 minutes*. There is also easy access to the A6, A421 and M1, which all lead to the major road networks across the country.

Located on the outskirts of the historic town of Bedford, L&Q at Willow Grove also provides ample opportunity for all its residents to be entertained. For instance, there are plenty of local amenities, including The Harpur Shopping Centre, Priory Country Park and an array of enjoyable restaurants and bars.

For those seeking an even wider variety, Centre:mk is just a 20 minute drive away and is home to over 200 shops, cafes, restaurants and an open-air market. Similarly, thrill seekers can visit Xscape in Milton Keynes and experience indoor skiing and snowboarding, indoor rock-climbing and more.

Plot availability

Plot number Plot 75
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 40%
Minimum share price £122,000
Full market price £305,000
Monthly rent £419
Monthly service charge £32
Ownership Leasehold

All homes at Willow Grove have a high quality specification throughout and will be covered by NHBC warranty.
Each home will have two allocated parking spaces and a turfed garden which will include paving as standard and a shed.

• Contemporary kitchens with white or porcelain units and soft close
doors and drawers†
• Under cabinet LED lighting
• Laminate worktop with matching upstand
• Stainless steel splashback behind hob*
• Stainless steel 11/2 bowl sink with chrome mixer tap
• Fully integrated Zanussi appliances including oven, gas hob, integrated extractor*, washing machine and fridge freezer

* Where applicable † Please speak to the sales team for more information on individual house specification

• Chrome bath, shower and basin taps
• Contemporary white bathroom sanitary-ware
• Bath with glass shower screen
• Chrome heated towel rail
• Mirror above sink
• Shaver socket

• White switches and sockets to all rooms
• LED downlights to the bathroom and kitchen
• TV media plate, BT and Virgin outlet in living room
and master bedroom
• Mains operated ceiling mounted smoke/heat
• Homes are pre-wired for terrestrial aerial installation (homeowners responsibility to fit terrestrial aerial)
• All homes are fibre enabled (subject to subscription with Virgin media)

• Amtico flooring to kitchen and ceramic wall
and floor tiles in bathroom
• Neutral fitted carpets to all bedrooms and stairs
• Built in wardrobes with white frame and full height
mirrored doors to master bedroom
• White emulsion to all walls and ceilings
• White satin woodwork
• White internal window frames

The specification of the properties are correct at the date of print but may change as necessary as building works progresses. The images are indicative of quality and style of the specification and may not necessarily represent in entirety the actual furnishings and fittings of the properties.
Unless specifically incorporated in writing into the sales contract the specification is not intended to form part of any contract or warranty. The location of the shed within individual gardens is subject to change. Please speak to your sales advisor for plot specific information.


Min share price from: £122,000 for a 40% share
Full price from: £305,000
Minimum deposit from: £6,100
Monthly rent from: £419
Bedrooms: 3
Bathrooms: 2

There is only one available priced at £122,000 for a 40% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

It all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

L&Q (Counties)
Shared ownership

Starting prices

40% share from
Full price
Minimum deposit
Monthly rent
Monthly service charge