Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Read more about Shared ownership (Opens in new window)

Liberty Place, 2-3 bed homes


Liberty Place, St Helens, St Helens, WA10 4PQ

Shared ownership

Starting prices

25% share from
£33,000
Full price
£132,000
Minimum deposit
£1,650
Monthly rent
£227
Monthly service charge
£14

Overview

Last few 2 bedroom homes remaining!

Liberty Place is a stunning new development from Torus close to the centre of St Helens.

Following on from the success of earlier phases, Liberty Place comprises of spacious 2 and 3 bedroom houses available for Shared Ownership from 25%.

25% shares offered on selected plots:

2 beds from £33,000


Local area information

Liberty Place is located just off Knowsley Road in St Helens and is in close proximity to St Helens Town Centre and all its amenities.  


Plot availability

Plot number The Holly - Plots 48, 49, 58, 60, 62, 64, 66, 67, 68
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £33,000
Full market price £132,000
Monthly rent £227
Monthly service charge £14
Ownership Leasehold

The Holly is spacious, open plan 2 bedroom home.  The ground floor comprises of a modern open plan layout, with a kitchen to the front and dining/lounge area to the rear with french doors overlooking the private garden.

Upstairs has 2 large double bedrooms and a modern bathroom with over bath shower.

Selling fast - last few plots remaining!

 


FAQ's

Min share price from: £33,000 for a 25% share
Full price from: £132,000
Minimum deposit from: £1,650
Monthly rent from: £227
Bedrooms: 2
Bathrooms: 1

There is only one available priced at £33,000 for a 25% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

Yes, but it all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Torus
Shared ownership

Starting prices

25% share from
£33,000
Full price
£132,000
Minimum deposit
£1,650
Monthly rent
£227
Monthly service charge
£14