Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Read more about Shared ownership (Opens in new window)

Ladden Garden Village, 1-2 bed homes


Off Leechpool Way, North Yate, Yate, South Gloucestershire, BS37 7YX

Shared ownership

Starting prices

50% share from
£85,000
Full price
£170,000
Minimum deposit
£4,250

Overview

Ladden Garden Village is part of an exciting new neighbourhood in North Yate with a range of 1 and 2 bedroom apartments through part-buy part-rent.


Local area information

Ladden Garden Village is part of an exciting new neighbourhood in North Yate. The development has something for everyone with a range of 1 and 2 bedroom homes.

Once complete, there will be a primary school, nursery, local centre as well as lots of open space and sports pitches for you to enjoy.


Plot availability

Plot number Coleford
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 50%
Minimum share price £106,498
Full market price £121,995
Monthly rent TBC
Monthly service charge TBC
Ownership Leasehold

This two bedroom apartment is perfect for anyone wanting to get on the property ladder. The spacious open plan lounge and kitchen provides plenty of space for entertaining and is light and airy with French doors onto the Juliette balcony. There is also lots of room for guests to stay with an ensuite master bedroom and a further double bedroom.

Features:

  • 2-bed apartment
  • Open plan
  • Juliette balcony
  • Ensuite to the master
  • Second double bedroom

*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

**Prices vary across plots please speak to a sales advisor for more information**

Plot number Loughton
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 50%
Minimum share price £89,998
Full market price £179,995
Monthly rent TBC
Monthly service charge TBC
Ownership Leasehold

Step through the front door and you're greeted with a spacious hallway and handy storage cupboard, great for hiding away coats and shoes. The Loughton also features an open plan living area with space for a dining table. A double bedroom and bathroom complete this home.

Features:

  • 1-bed apartment
  • Storage
  • Open plan
  • Double bedroom

*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

**Prices vary across plots please speak to a sales advisor for more information**

Plot number Hornsea
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 50%
Minimum share price £102,498
Full market price £204,995
Monthly rent TBC
Monthly service charge TBC
Ownership Leasehold

This two bedroom apartment is perfect for anyone wanting to get on the property ladder. The spacious open plan lounge and kitchen provides plenty of space for entertaining and is light and airy with a floor to ceiling window. There is also lots of room for guests to stay with an ensuite master bedroom and a further double bedroom.

Features:

  • 2-bed apartment
  • Open plan
  • Floor to ceiling window in living area
  • Ensuite to the master
  • Second double bedroom

*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

**Prices vary across plots please speak to a sales advisor for more information**


FAQ's

Min share price from: £106,498 for a 50% share
Full price from: £121,995
Minimum deposit from: £4,250
Bedrooms: 2
Bathrooms: 1

There are 3 available ranging from £106,498 for a 50% share to £102,498 for a 50% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

It all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Heylo Housing
Shared ownership

Starting prices

50% share from
£85,000
Full price
£170,000
Minimum deposit
£4,250