Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.


Waterlode, Nantwich, Cheshire East, CW5 5BS

Shared ownership
2 bedroom homes
50% share from
Full price


Designed with discerning home buyers in mind, Kingsbourne offers you a range of homes. Set in the heart of the beautiful market town of Nantwich, every home at Kingsbourne will feature luxurious open-plan modern living proving ideal for couples, professionals and families alike. This is a perfect location for those of you seeking convenience and beauty.

Plot availability

Plot number The Kings House
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 50%
Minimum share price £74,997
Full market price £149,995
Monthly rent £172

This modern two bedroom apartment features an open-plan living space with a Juliet balcony. You'll also find two double bedrooms, the master with en-suite, a full bathroom and utility storeroom. This apartment is ideal for first-time buyers or down-sizers alike.

50% shares from £74,997


Min share price from: £74,997 for a 50% share
Full price from: £149,995
Monthly rent from: £172
Bedrooms: 2
Bathrooms: 2

There is only one available priced at £74,997 for a 50% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

It all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Heylo Housing
Shared ownership
2 bedroom homes
50% share from
Full price