Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Read more about Shared ownership (Opens in new window)

Johnsons Court, 1 bed homes


School Lane, Sevenoaks, Sevenoaks, TN15 0BE

Shared ownership

Starting prices

75% share from
£125,000
Full price
£125,000
Minimum deposit
£6,250
Monthly service charge
£133

Overview

Entrance hall
Lounge
Kitchen
Wet room
One bedroom
French doors
Communal parking
Communal Garden 
Entry phone system to flat
Communal entrance hall with lift access to upper floors
 

Lease date: 99 years from 1 April 1991
EPC rating – C (78)
Council tax band – C
Pets will not be permitted in apartments
* Maximum share that can be purchased is 75% (Cash buyers will be accepted if they meet with Moat’s criteria)


Local area information

Moat is pleased to present to the market this one bedroom ground floor apartment, specifically designed for over 55’s. The property is situated off School Lane in Seal village which has a selection of local shops and restaurants. Sevenoaks town centre contains a wide selection of shops, restaurants and leisure facilities which is just over two miles away. Bat and Ball railway station is just over one mile away with links to London and Sevenoaks, whereas Sevenoaks mainline station is 2.5 miles away. The property in conveniently located for access onto the A25 with links to the M25 and A21. There is a local bus service with a stop on School Lane at the entrance to Johnsons Court.


Plot availability

Plot number 3
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 75%
Minimum share price £75
Full market price £125,000
Monthly rent TBC
Monthly service charge £133
Ownership Leasehold

Moat is pleased to present to the market this one bedroom ground floor apartment, specifically designed for over 55’s. The property is situated off School Lane in Seal village which has a selection of local shops and restaurants. Sevenoaks town centre contains a wide selection of shops, restaurants and leisure facilities which is just over two miles away. Bat and Ball railway station is just over one mile away with links to London and Sevenoaks, whereas Sevenoaks mainline station is 2.5 miles away. The property in conveniently located for access onto the A25 with links to the M25 and A21. There is a local bus service with a stop on School Lane at the entrance to Johnsons Court.

 

  • Entrance hall
  • Lounge
  • Kitchen
  • Wet room
  • One bedroom
  • French doors
  • Communal parking
  • Communal Garden
  • Entry phone system to flat
  • Communal entrance hall with lift access to upper floors

 

  • Lease date: 99 years from 1 April 1991
  • EPC rating – C (78)
  • Council tax band – C
  • Pets will not be permitted in apartments
  • * Maximum share that can be purchased is 75% (Cash buyers will be accepted if they meet with Moat’s criteria)
Energy Efficiency Rating
Current
Potential
Very energy efficient - lower running costs
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
78
81
Not energy efficient - higher running costs
Environmental Impact (CO2) Rating
Current
Potential
Very environmental friendly - lower CO2 emissions
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
67
70
Not environmental friendly - higher CO2 emissions

FAQ's

Min share price from: £75 for a 75% share
Full price from: £125,000
Minimum deposit from: £6,250
Bedrooms: 1
Bathrooms: 1

There is only one available priced at £75 for a 75% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

No, but it all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Moat
Shared ownership

Starting prices

75% share from
£125,000
Full price
£125,000
Minimum deposit
£6,250
Monthly service charge
£133