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Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Read more about Shared ownership (Opens in new window)
  1. Home
  2. Shared ownership
  3. Hoyles Lane

Hoyles Lane, 2-3 bed homes

Downy Close, Preston, Wyre, PR4 0NB
Shared ownership
What is Shared ownership?

Starting prices

40% share from
£58,000
Full price
£145,000
Minimum deposit
£2,900
Monthly rent
£199

Overview

  • New Development
  • Shared Ownership Scheme
  • Solar Panels
  • Terraced House
  • 2-3 Bedrooms
  • Family Bathroom / Downstairs W.C.
  • Lounge
  • Modern Kitchen/Diner With Integrated Appliances
  • Front And Rear Gardens
  • Off Road Allocated Parking For Two Vehicles

An early viewing is essential not to miss out on this stunning two & three bedroom new homes set on the Bartle Meadows development in the sought after location of Cottam. The properties briefly comprises lounge, modern fitted kitchen/diner with Neff integrated appliances, downstairs W.C., first floor landing, two and three bedrooms and a three piece family bathroom. Externally there are gardens to the front and rear, and off road allocated parking. 

Read more about the property

Local area information

The village of Cottam is located on the outskirts of the city of Preston in Lancashire, and is within reach of the resorts of the Fylde coast, including Lytham and Blackpool

Plot availability

Plot number Beech House Sidgraves
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 40%
Minimum share price £58,000
Full market price £145,000
Monthly rent £199
Monthly service charge £40
View floor plan View full specifications
Register Interest

40% share (£58,000) Rent £199.38 pm
50% share (£72,500) Rent £166.15pm
75% share (£108,750) Rent £83.07 pm

Entrance Hall 
External composite door to the front aspect, radiator, solar panel point, and staircase to the first floor. 

Lounge 
11’7” x 15’10”
Double glazed window to the front aspect, radiator, TV, and telephone points.

Kitchen/Diner 
8’0” x 14’8”
Fitted with a range of modern wall and base units, complimentary work surfaces incorporating one and a half stainless steel sink and drainer with mixer tap and splashbacks. Under unit lighting, Integrated Neff appliances including oven, gas, hob, stainless steel extractor hood, fridge and freezer. Plumbed for a washer, dining area, wood effect vinyl flooring, ceiling spot lighting, double glazed window and patio doors to the rear garden.

First Floor Landing 
Radiator, spindle balustrade and loft access. 

Bedroom One 
8’0” x 12’10”
Double glazed window to the front aspect, radiator, and TV point.

Bedroom Two 
8’0” (max) x 9’10”
Double glazed window to the rear aspect and a radiator.

Bedroom Three 
7’8” x 5’8”
Double glazed window to the rear aspect and a radiator.

Family Bathroom 
Three piece suite comprising bath with mains shower over and glass screen splash back, pedestal wash hand basin, dual flush low level W.C., extractor, radiator, over stair storage cupboard, and double glazed window to the front aspect. 

Front Garden 
External lighting, Lawned area with planted borders. 

Rear Garden 
Fence enclosed garden mainly laid to lawn, patio area, external lighting, and gated access. 

Allocated Parking 
Two allocated off road parking spaces. 
Plot number Willow House Sidgraves
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 40%
Minimum share price £58,000
Full market price £145,000
Monthly rent £199
Monthly service charge £40
View floor plan View full specifications
Register Interest

40% share (£58,000) Rent £199.38 pm
50% share (£72,500) Rent £166.15pm
75% share (£108,750) Rent £83.07 pm

Entrance Hall 
External composite door to the front aspect, radiator, solar panel point, and staircase to the first floor. 

Lounge 
11’7” x 15’10”
Double glazed window to the front aspect, radiator, TV, and telephone points.

Kitchen/Diner 
8’0” x 14’8”
Fitted with a range of modern wall and base units, complimentary work surfaces incorporating one and a half stainless steel sink and drainer with mixer tap and splashbacks. Under unit lighting, Integrated Neff appliances including oven, gas, hob, stainless steel extractor hood, fridge and freezer. Plumbed for a washer, dining area, wood effect vinyl flooring, ceiling spot lighting, double glazed window and patio doors to the rear garden.

First Floor Landing 
Radiator, spindle balustrade and loft access. 

Bedroom One 
8’0” x 12’10”
Double glazed window to the front aspect, radiator, and TV point.

Bedroom Two 
8’0” (max) x 9’10”
Double glazed window to the rear aspect and a radiator.

Bedroom Three 
7’8” x 5’8”
Double glazed window to the rear aspect and a radiator.

Family Bathroom 
Three piece suite comprising bath with mains shower over and glass screen splash back, pedestal wash hand basin, dual flush low level W.C., extractor, radiator, over stair storage cupboard, and double glazed window to the front aspect. 

Front Garden 
External lighting, Lawned area with planted borders. 

Rear Garden 
Fence enclosed garden mainly laid to lawn, patio area, external lighting, and gated access. 

Allocated Parking 
Two allocated off road parking spaces. 
Plot number Yew House Sidgraves
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 40%
Minimum share price £58,000
Full market price £145,000
Monthly rent £199
Monthly service charge £40
View floor plan View full specifications
Register Interest

40% share (£58,000) Rent £199.38 pm
50% share (£72,500) Rent £166.15 pm
75% share (£108,750) Rent £83.07 pm

Entrance Hall 
External composite door to the front aspect, radiator, solar panel point, and staircase to the first floor. 

Lounge 
11’7” x 15’10”
Double glazed window to the front aspect, radiator, TV, and telephone points.

Kitchen/Diner 
8’0” x 14’8”
Fitted with a range of modern wall and base units, complimentary work surfaces incorporating one and a half stainless steel sink and drainer with mixer tap and splashbacks. Under unit lighting, Integrated Neff appliances including oven, gas, hob, stainless steel extractor hood, fridge and freezer. Plumbed for a washer, dining area, wood effect vinyl flooring, ceiling spot lighting, double glazed window and patio doors to the rear garden.

First Floor Landing 
Radiator, spindle balustrade and loft access. 

Bedroom One 
8’0” x 12’10”
Double glazed window to the front aspect, radiator, and TV point.

Bedroom Two 
8’0” (max) x 9’10”
Double glazed window to the rear aspect and a radiator.

Bedroom Three 
7’8” x 5’8”
Double glazed window to the rear aspect and a radiator.

Family Bathroom 
Three piece suite comprising bath with mains shower over and glass screen splash back, pedestal wash hand basin, dual flush low level W.C., extractor, radiator, over stair storage cupboard, and double glazed window to the front aspect. 

Front Garden 
External lighting, Lawned area with planted borders. 

Rear Garden 
Fence enclosed garden mainly laid to lawn, patio area, external lighting, and gated access. 

Allocated Parking 
Two allocated off road parking spaces. 
Plot number 7 Downy Close
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 40%
Minimum share price £64,000
Full market price £160,000
Monthly rent £220
Monthly service charge £41
View full specifications
Register Interest

40% share (£64,000) Rent £220 pm
50% share (£80,000) Rent £183.33pm
75% share (£120,000) Rent £91.67 pm

Entrance Hall 
External composite door to the front aspect, radiator, solar panel point, and staircase to the first floor. 

Lounge 
11’7” x 15’10”
Double glazed window to the front aspect, radiator, TV, and telephone points.

Kitchen/Diner 
8’0” x 14’8”
Fitted with a range of modern wall and base units, complimentary work surfaces incorporating one and a half stainless steel sink and drainer with mixer tap and splashbacks. Under unit lighting, Integrated Neff appliances including oven, gas, hob, stainless steel extractor hood, fridge and freezer. Plumbed for a washer, dining area, wood effect vinyl flooring, ceiling spot lighting, double glazed window and patio doors to the rear garden.

W.C. 
Two piece suite comprising low level dual flush W.C., corner wash hand basin with tiled splash back, radiator, extractor, and wood effect vinyl flooring. 

First Floor Landing 
Radiator, spindle balustrade and loft access. 

Bedroom One 
8’0” x 12’10”
Double glazed window to the front aspect, radiator, and TV point.

Bedroom Two 
8’0” (max) x 9’10”
Double glazed window to the rear aspect and a radiator.

Bedroom Three 
7’8” x 5’8”
Double glazed window to the rear aspect and a radiator.

Family Bathroom 
Three piece suite comprising bath with mains shower over and glass screen splash back, pedestal wash hand basin, dual flush low level W.C., extractor, radiator, over stair storage cupboard, and double glazed window to the front aspect. 

Front Garden 
External lighting, Lawned area with planted borders 

Rear Garden 
Fence enclosed garden mainly laid to lawn, patio area, external lighting, and gated access. 

Allocated Parking 
Two allocated off road parking spaces. 
Plot number 9 Downy Close
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 40%
Minimum share price £64,000
Full market price £160,000
Monthly rent £220
Monthly service charge £41
View full specifications
Register Interest

40% share (£64,000) Rent £220 pm
50% share (£80,000) Rent £183.33pm
75% share (£120,000) Rent £91.67 pm

Entrance Hall 
External composite door to the front aspect, radiator, solar panel point, and staircase to the first floor. 

Lounge 
11’7” x 15’10”
Double glazed window to the front aspect, radiator, TV, and telephone points.

Kitchen/Diner 
8’0” x 14’8”
Fitted with a range of modern wall and base units, complimentary work surfaces incorporating one and a half stainless steel sink and drainer with mixer tap and splashbacks. Under unit lighting, Integrated Neff appliances including oven, gas, hob, stainless steel extractor hood, fridge and freezer. Plumbed for a washer, dining area, wood effect vinyl flooring, ceiling spot lighting, double glazed window and patio doors to the rear garden.

W.C. 
Two piece suite comprising low level dual flush W.C., corner wash hand basin with tiled splash back, radiator, extractor, and wood effect vinyl flooring. 

First Floor Landing 
Radiator, spindle balustrade and loft access. 

Bedroom One 
8’0” x 12’10”
Double glazed window to the front aspect, radiator, and TV point.

Bedroom Two 
8’0” (max) x 9’10”
Double glazed window to the rear aspect and a radiator.

Bedroom Three 
7’8” x 5’8”
Double glazed window to the rear aspect and a radiator.

Family Bathroom 
Three piece suite comprising bath with mains shower over and glass screen splash back, pedestal wash hand basin, dual flush low level W.C., extractor, radiator, over stair storage cupboard, and double glazed window to the front aspect. 

Front Garden 
External lighting, Lawned area with planted borders 

Rear Garden 
Fence enclosed garden mainly laid to lawn, patio area, external lighting, and gated access. 

Allocated Parking 
Two allocated off road parking spaces. 
Plot number 5 Downy Close
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 40%
Minimum share price £64,000
Full market price £160,000
Monthly rent £220
Monthly service charge £41
View floor plan View full specifications
Register Interest

40% share (£64,000) Rent £220 pm
50% share (£80,000) Rent £183.33pm
75% share (£120,000) Rent £91.67 pm

Entrance Hall 
External composite door to the front aspect, radiator, solar panel point, and staircase to the first floor. 

Lounge 
11’7” x 15’10”
Double glazed window to the front aspect, radiator, TV, and telephone points.

Kitchen/Diner 
8’0” x 14’8”
Fitted with a range of modern wall and base units, complimentary work surfaces incorporating one and a half stainless steel sink and drainer with mixer tap and splashbacks. Under unit lighting, Integrated Neff appliances including oven, gas, hob, stainless steel extractor hood, fridge and freezer. Plumbed for a washer, dining area, wood effect vinyl flooring, ceiling spot lighting, double glazed window and patio doors to the rear garden.

W.C. 
Two piece suite comprising low level dual flush W.C., corner wash hand basin with tiled splash back, radiator, extractor, and wood effect vinyl flooring. 

First Floor Landing 
Radiator, spindle balustrade and loft access. 

Bedroom One 
8’0” x 12’10”
Double glazed window to the front aspect, radiator, and TV point.

Bedroom Two 
8’0” (max) x 9’10”
Double glazed window to the rear aspect and a radiator.

Bedroom Three 
7’8” x 5’8”
Double glazed window to the rear aspect and a radiator.

Family Bathroom 
Three piece suite comprising bath with mains shower over and glass screen splash back, pedestal wash hand basin, dual flush low level W.C., extractor, radiator, over stair storage cupboard, and double glazed window to the front aspect. 

Front Garden 
External lighting, Lawned area with planted borders 

Rear Garden 
Fence enclosed garden mainly laid to lawn, patio area, external lighting, and gated access. 

Allocated Parking 
Two allocated off road parking spaces. 

FAQ's

Min share price from: £58,000 for a 40% share
Full price from: £145,000
Minimum deposit from: £2,900
Monthly rent from: £199
Bedrooms: 2
Bathrooms: 2

There are 6 available ranging from £58,000 for a 40% share to £64,000 for a 40% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

It all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Sage Housing
Shared ownership
What is Shared ownership?

Starting prices

40% share from
£58,000
Full price
£145,000
Minimum deposit
£2,900
Monthly rent
£199
Register Interest

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