Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Holly Street

Holly Street, Hackney, Hackney, E8 3XR

Shared ownership
2 bedroom homes
75% share from
Full price
Minimum deposit


This mid terraced house arranged over two stories situated in Hackney offers a good size two double bedroom, bathroom, spaces living area and a fitted kitchen.

Local area information

- 0.4 miles from Haggerston Station

- 0.5 miles to A10

- 0.7 miles to Kingsland shopping centre

- 0.5 miles to London fields

Plot availability

Plot number 17
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 75%
Minimum share price £487,500
Full market price £650,000
Monthly rent £276
Monthly service charge £29

Reception Room 3.87m x 3.86m

Kitchen 5.75m x 2.54m

Bedroom 3.95m x 3.88m

Bedroom 3.90m x 3.02m

Front Garden 2.19m x 1.80m

Rear Garden 9.68m x 4.21m


Min share price from: £487,500 for a 75% share
Full price from: £650,000
Minimum deposit from: £22,500
Monthly rent from: £276
Bedrooms: 2
Bathrooms: 1

There is only one available priced at £487,500 for a 75% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

It all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Southern Homes
Shared ownership
2 bedroom homes
75% share from
Full price
Minimum deposit