Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Read more about Shared ownership (Opens in new window)

Heydon Way, 3 bed homes

Horsham, Horsham, RH12 3GL

Shared ownership

Starting prices

70% share from
Full price


Moat is pleased to bring to the market this three bedroom mid-terrace house, built circa 2014, located in the village of Broadbridge Heath in the Horsham district of West Sussex. Close by is a garden centre, post office, supermarket and pub. Horsham railway station is less than three miles away with links to Gatwick, London Bridge, London Victoria, Southampton and Portsmouth. The historic town of Horsham is nearby offering a good selection of shops, restaurants and leisure facilities. There are several schools in the local area including Shelley Primary and the Millais Secondary. The property is conveniently situated for access onto the A24 with links to the M25.

Plot availability

Plot number 19
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £88,750
Full market price £355,000
Monthly rent £226
Monthly service charge £40

Ground floor:

  • Entrance hall with storage cupboard
  • Cloakroom W/C with white suite
  • Living/dining room with neutral decor and fitted carpet. Access to rear patio
  • Modern fitted kitchen with a mix of base and wall units in walnut and ivory split. Integrated fridge/freezer, oven, hob, extractor hood and washer/dryer

First floor:

  • Landing with linen cupboard
  • Three bedrooms (2x double) all with fitted carpet
  • Fully fitted bathroom W/C with white suite. Overhead shower to bath with shower screen


  • Small courtyard to front of property
  • Low maintenance enclosed garden to rear with side gate access.
  • Patio leading to artificial lawn


  • Gas central heating to radiators
  • Double glazed windows
  • Lease date: 125 years from 1 April 2014
  • EPC rating: B (83)


Min share price from: £88,750 for a 25% share
Full price from: £355,000
Monthly rent from: £226
Bedrooms: 3
Bathrooms: 1

There is only one available priced at £88,750 for a 25% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

It all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Shared ownership

Starting prices

70% share from
Full price