Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Read more about Shared ownership (Opens in new window)

Heathcotes, 2 bed homes

Crawley, Crawley, RH10 7DN

Shared ownership

Starting prices

60% share from
Full price


Moat is pleased to bring to the market this two bedroom ground floor apartment built circa 2007. Three Bridges railway station is less than two miles away with links to Brighton, Gatwick and Central London. Nearby Crawley town centre has a good selection of shops, restaurants and leisure facilities. There are several primary and secondary schools in the local area, including Maidenbower Junior School and Oriel High School. The property is situated close to Junction 10A of the M23 for access to London, Brighton and Gatwick Airport.

Plot availability

Plot number 28
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 60%
Minimum share price £153,000
Full market price £255,000
Monthly rent £223
Monthly service charge £133
  • Entrance hall with storage cupboard
  • Living/dining room with neutral décor. French doors on to small private terrace. Open plan to kitchen
  • Modern fitted kitchen with a mix of base and wall units. Laminate flooring. Integrated oven, hob, extractor hood, fridge/freezer and washing machine
  • Two double bedrooms with en-suite shower room to one
  • Modern fitted bathroom/WC with white suite. Tiled flooring.
  • Shower to bath
  • Gas central heating to radiators
  • Allocated parking space with visitor parking
  • Communal landscaped areas around the block
  • Lease date: 125 years (less 5 days) from 17 December 2007
  • EPC rating: C (80)


Min share price from: £153,000 for a 60% share
Full price from: £255,000
Monthly rent from: £223
Bedrooms: 2
Bathrooms: 1

There is only one available priced at £153,000 for a 60% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

It all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Shared ownership

Starting prices

60% share from
Full price