Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

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Dickens Gate, 3 bed homes


Dawkins Drive, Tonbridge, Maidstone, TN12 0FZ

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Shared ownership

Starting prices

40% share from
£132,000
Full price
£330,000
Minimum deposit
£6,600
Monthly rent
£454
Monthly service charge
£65

Overview

75% NOW SOLD

A fantastic opportunity presents houses available for shared ownership, part-buy part-rent on a sought-after development at Dickens Gate, Staplehurst situated 9 miles South of Maidstone. On offer is a selection of 3 bedroom terraced family houses with 2 allocated parking spaces, all of which are finished to a high standard with contemporary kitchens with integrated appliances as well as stylish and modern bathrooms with glass shower screen.

Surrounded by stunning open spaces, retained wildlife areas and local countryside; these wonderful houses are nestled between Tunbridge Wells and Ashford. With allotments and play areas, as well as a range of amenities on site it’s easy to be part of this new community. Simply ideal for young families with a local primary school within walking distance and Cornwallis Academy 4 miles away and rated a ‘good’ secondary school by Ofsted.

Additionally, at just 1 mile away, approximately a 15 minute walk, is Staplehurst railway station, frequented by commuters working in London. The station is on the main line from Ashford International railway station to London Charing Cross and London Cannon Street via Tonbridge.

 

3 bedroom house from £330,000

40% (minimum) share £132,000, monthly rent £453.75

50% share £165,000, monthly rent £378.13

60% share £198,000, monthly rent £302.50

75% (initial maximum) share £247,500, monthly rent £189.06

 

Complete Moves are selling these homes on behalf of Sage Housing* through Shared Ownership. With shared ownership you can buy a share of a home using a mortgage from a bank or building society and pay a subsidised rent on the remaining share. The combined mortgage and rent is normally less than you’d expect to pay if you bought a similar property outright. When you’re ready, you can buy more shares until you own 100% of your home. Shares on the development start from 40%. Service Charge is estimated at £38 to £43 per month depending on the property.

Sage Housing is a Registered Provider committed to providing high quality affordable homes across England. 


Local area information

In just 1.5 miles and approx a 15 minute walk is Staplehurst railway station, well-used by commuters working in London.  The station is on the main line from Ashford International railway station to London Charing Cross and London Cannon Street via Tonbridge


Plot availability

Plot number 202
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 40%
Minimum share price £132,000
Full market price £330,000
Monthly rent £454
Monthly service charge £71
Ownership Leasehold
Plot number 203
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 40%
Minimum share price £132,000
Full market price £330,000
Monthly rent £454
Monthly service charge £71
Ownership Leasehold
Plot number 234
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 40%
Minimum share price £132,000
Full market price £330,000
Monthly rent £454
Monthly service charge £71
Ownership Leasehold
Plot number 30
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 40%
Minimum share price £132,000
Full market price £330,000
Monthly rent £454
Monthly service charge £65
Ownership Leasehold
Plot number 124
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 40%
Minimum share price £132,000
Full market price £330,000
Monthly rent £454
Monthly service charge £71
Ownership Leasehold
Plot number 233
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 40%
Minimum share price £134,000
Full market price £335,000
Monthly rent £461
Monthly service charge £71
Ownership Leasehold

FAQ's

Min share price from: £132,000 for a 40% share
Full price from: £330,000
Minimum deposit from: £6,600
Monthly rent from: £454
Bedrooms: 3
Bathrooms: 1

There are 6 available ranging from £132,000 for a 40% share to £134,000 for a 40% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

It all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Complete Moves
Shared ownership

Starting prices

40% share from
£132,000
Full price
£330,000
Minimum deposit
£6,600
Monthly rent
£454
Monthly service charge
£65