Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

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Conifer Way, 2 bed homes

Barnet, Brent, HA0 3QR

Shared ownership

Starting prices

55% share from
Full price
Minimum deposit


Conifer Way is a purpose built first floor flat in a three storey block built in 1993. It benefits from a communal garden, private parking space and small storage shed. The lease remaining on the property is 89 years.

Local area information

There are good transport links with North Wembley station 0.3 miles away, served by Overground and Bakerloo Lines linking to Euston in 31 minutes.

Local amenities are located 0.2 miles away along East Lane. For leisure and enjoyment, Vale Farm Sports Ground is within 0.3 miles. As well as Wembley Park 1.7 miles away with shops, bars and restaurants.

Nearest Station: North Wembley – Bakerloo Line and Overground.

Bus routes nearby: Bus routes 245, 483 & B from North Wembley Station.

Plot availability

Plot number 128
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 55%
Minimum share price £176,000
Full market price £320,000
Monthly rent £457
Monthly service charge £102

Own entrance: Hallway with stairs leading to…

Living Room: Spacious lounge and dining area. Beige carpet flooring.

Kitchen: White base and wall units with black worktop and tiled splashback. Freestanding oven, hob and extractor fan. Space for fridge freezer and dishwasher. Vinyl flooring.

Bedroom 1: Double fitted wardrobe. Beige carpet.

Bedroom 2: Single fitted wardrobe. Beige carpetStudy/Storage: Beige carpet

Newly refurbished contemporary bathroom: White suite comprising panelled bath with shower over, WC and hand washbasin. Full height tiling around the bath. Heated towel rail. Vinyl flooring.

Loft: Fully boarded

Outside: Communal garden.


Min share price from: £176,000 for a 55% share
Full price from: £320,000
Minimum deposit from: £17,600
Monthly rent from: £457
Bedrooms: 2
Bathrooms: 1

There is only one available priced at £176,000 for a 55% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

It all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Family Mosaic
Shared ownership

Starting prices

55% share from
Full price
Minimum deposit