Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Castra Apartments, 1 bed homes


Inglis Way, Barnet, Barnet, NW7 1ET

Shared ownership

Starting prices

25% share from
£99,990
Full price
£399,950
Minimum deposit
£4,994
Monthly rent
£722
Monthly service charge
£150

Overview

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Castra Apartments benefits from being within a short distance from so much of what north London has to offer. This isn't to say that the rest of the capital is out of reach, though. London's underground network is easily accessible from Mill Hill East underground station on the Northern Line, a pleasant 12 minutes' walk from the development and Finchley town centre is a small 25-minute walk from the property. 


Local area information

Mill Hill is a quiet residential area within easy reach of all amenities including Waitrose supermarket, a short 15 minutes walk from the development or a 6 minute drive. The Broadway, a bustling high street an 11 minute drive away, has both high street staples such as M&S, Costa and Pizza Express as well as independent cafes like Bluebelles of Portobello serving popular brunches.

Head to Finchley High Street, a 10 minute drive, for neighbourhood pubs such as Catcher in the Rye for modern British dishes, or further along find brewpub The Bohemia for a large selection of craft beer.


Plot availability

Plot number 15
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £99,990
Full market price £399,950
Monthly rent £722
Monthly service charge £150

 Kitchen
• Fitted cabinets by Symphony finished in dark Oak
• Contrasting white worktops
• Intergrated appliances
• Multi-function electric fan oven with ceramic hob
• Stainless steel-finished extractor hood
• Fridge/freezer
• 11/2 bowl sink and drainer
• Glass splashback to hob


Bathroom
• Roco Carla white contemporary style sanitary ware
• Close-coupled WC
• Over-bath thermostatic shower
• Contemporary style mixer taps
• Full height porcelanosa ceramic wall tiles over bath and sink
• Amtico floor tiles
• Chrome-finished ladder-style towel rail


Other 
• White Ash wood-effect vinyl flooring by Amtico to living/dining room, kitchen, hall and cupboard
• Hard wearing twist-pile fitted carpet to bedrooms
• Energy efficient downlights to kitchen, dining room and bathroom
• Energy efficient pendant lights to other rooms
• Neutral matt emulsion paint to all walls
• Secure door entry system
• Private walk-out balcony
• One allocated parking space, some with electric charging point

Plot number 20
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £100,613
Full market price £402,450
Monthly rent £730
Monthly service charge £150

 Kitchen
• Fitted cabinets by Symphony finished in dark Oak
• Contrasting white worktops
• Intergrated appliances
• Multi-function electric fan oven with ceramic hob
• Stainless steel-finished extractor hood
• Fridge/freezer
• 11/2 bowl sink and drainer
• Glass splashback to hob


Bathroom
• Roco Carla white contemporary style sanitary ware
• Close-coupled WC
• Over-bath thermostatic shower
• Contemporary style mixer taps
• Full height porcelanosa ceramic wall tiles over bath and sink
• Amtico floor tiles
• Chrome-finished ladder-style towel rail


Other 
• White Ash wood-effect vinyl flooring by Amtico to living/dining room, kitchen, hall and cupboard
• Hard wearing twist-pile fitted carpet to bedrooms
• Energy efficient downlights to kitchen, dining room and bathroom
• Energy efficient pendant lights to other rooms
• Neutral matt emulsion paint to all walls
• Secure door entry system
• Private walk-out balcony
• One allocated parking space, some with electric charging point

Plot number 21
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £100,615
Full market price £402,450
Monthly rent £730
Monthly service charge £150

 Kitchen
• Fitted cabinets by Symphony finished in dark Oak
• Contrasting white worktops
• Intergrated appliances
• Multi-function electric fan oven with ceramic hob
• Stainless steel-finished extractor hood
• Fridge/freezer
• 11/2 bowl sink and drainer
• Glass splashback to hob


Bathroom
• Roco Carla white contemporary style sanitary ware
• Close-coupled WC
• Over-bath thermostatic shower
• Contemporary style mixer taps
• Full height porcelanosa ceramic wall tiles over bath and sink
• Amtico floor tiles
• Chrome-finished ladder-style towel rail


Other 
• White Ash wood-effect vinyl flooring by Amtico to living/dining room, kitchen, hall and cupboard
• Hard wearing twist-pile fitted carpet to bedrooms
• Energy efficient downlights to kitchen, dining room and bathroom
• Energy efficient pendant lights to other rooms
• Neutral matt emulsion paint to all walls
• Secure door entry system
• Private walk-out balcony
• One allocated parking space, some with electric charging point

Plot number 25
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £101,238
Full market price £404,950
Monthly rent £739
Monthly service charge £150
Plot number 26
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £101,238
Full market price £404,950
Monthly rent £739
Monthly service charge £150

  Kitchen

• Fitted cabinets by Symphony finished in dark Oak
• Contrasting white worktops
• Intergrated appliances
• Multi-function electric fan oven with ceramic hob
• Stainless steel-finished extractor hood
• Fridge/freezer
• 11/2 bowl sink and drainer
• Glass splashback to hob


Bathroom
• Roco Carla white contemporary style sanitary ware
• Close-coupled WC
• Over-bath thermostatic shower
• Contemporary style mixer taps
• Full height porcelanosa ceramic wall tiles over bath and sink
• Amtico floor tiles
• Chrome-finished ladder-style towel rail


Other 
• White Ash wood-effect vinyl flooring by Amtico to living/dining room, kitchen, hall and cupboard
• Hard wearing twist-pile fitted carpet to bedrooms
• Energy efficient downlights to kitchen, dining room and bathroom
• Energy efficient pendant lights to other rooms
• Neutral matt emulsion paint to all walls
• Secure door entry system
• Private walk-out balcony
• One allocated parking space, some with electric charging point


FAQ's

Min share price from: £99,990 for a 25% share
Full price from: £399,950
Minimum deposit from: £4,994
Monthly rent from: £722
Bedrooms: 1
Bathrooms: 1

There are 5 available ranging from £99,990 for a 25% share to £101,238 for a 25% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

It all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Origin Housing
Shared ownership

Starting prices

25% share from
£99,990
Full price
£399,950
Minimum deposit
£4,994
Monthly rent
£722
Monthly service charge
£150