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Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

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  1. Home
  2. Shared ownership
  3. Castle Croft

Castle Croft, 2-3 bed homes

Castle Croft, Barnard Castle, Durham County, DL12 9BG
Shared ownership
What is Shared ownership?

Starting prices

50% share from
£70,000
Full price
£140,000
Minimum deposit
£3,500
Monthly rent
£160

Overview

Castle Croft, Barnard Castle is made up of two and three bedroom  houses now available on part buy - part rent.

Local area information

Castle Croft is our new delightful development of 2 & 3 bedroom homes located in the small village of Startforth, just over the River Tees from Barnard Castle.
The nearby historic market town of Barnard Castle takes its name from the castle which it grew around and dates back to the 12th century. The remains of the castle, now a Grade 1 listed building, overlook the River Tees which today is a popular destination for canoeist and anglers.
*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

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Plot availability

Plot number The Bowes
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 50%
Minimum share price £70,000
Full market price £140,000
View floor plan 1 View floor plan 2
View full specifications
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The Bowes is a perfectly appointed 2 bedroom home featuring bay fronted kitchen, WC and under stair storage. The lounge to the rear of the home features French doors to the rear garden. Upstairs are two bedrooms and family bathroom. The master bedroom features in built wardrobes.

*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

2-bed home,

Bay fronted kitchen,

Under stairs storage,

Rear garden,

Built in wardrobes to the master
Plot number The Brough
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 50%
Minimum share price £84,500
Full market price £169,000
View floor plan 1 View floor plan 2
View full specifications
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The Brough is a stunning 3 bedroom home featuring front aspect kitchen / dining area, WC and under stair storage. The lounge to the rear of the home features French doors to the rear garden. Upstairs are three bedrooms and family bathroom. The master bedroom features in built wardrobes and a private en-suite shower.

*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

3-bed home

Open plan kitchen/diner,

Under stairs storage,

Rear garden,

Built in wardrobes to the master,

Ensuite to the master
Plot number The Ingleton
Tenure Shared ownership
Availability Available
Bathrooms 2
Minimum share 50%
Minimum share price £90,500
Full market price £181,000
Ownership Leasehold
View floor plan 1 View floor plan 2
View full specifications
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The Ingleton is a luxury 3 bedroom detached home with garage. Downstairs comprises of a front aspect lounge, WC and storage. The family dining kitchen features French doors to the rear garden. Upstairs are three bedrooms and family bathroom. The Master bedroom features private en-suite shower room.

*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

3-bed home,

Detached house,

Garage,

Open plan kitchen/diner,

Rear garden,

Ensuite to the master

FAQ's

Min share price from: £70,000 for a 50% share
Full price from: £140,000
Minimum deposit from: £3,500
Bedrooms: 2
Bathrooms: 1

There are 3 available ranging from £70,000 for a 50% share to £90,500 for a 50% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

It all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Heylo Housing
Shared ownership
What is Shared ownership?

Starting prices

50% share from
£70,000
Full price
£140,000
Minimum deposit
£3,500
Monthly rent
£160
Register Interest

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