Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Read more about Shared ownership (Opens in new window)

Atherton Hill, 1-3 bed homes


Stable Close, Farnham, Waverley, GU10 4RL

Shared ownership

Starting prices

40% share from
£96,000
Full price
£240,000
Minimum deposit
£4,800
Monthly rent
£330

Overview

Beautiful one bedroom first floor maisonette and a three bedroom house available for sale through Shared Ownership located on Cala Homes' Atherton Hill development in Farnham. 

Prices on this development start from 40% equity share.

You will need a minimum 5% deposit (of the share value) for mortgage purposes plus monies to pay for solicitor fees, moving costs & furnishings. 

*Deposit based on a 40% share of a 1 bedroom property with a full market value of £240,000.


Local area information

Nestled within Surrey's desirable green belt, the small village of Wrecclesham is full of characterful buildings and sporting history. Atherton Hill is just a short drive from Farnham town centre, where a wealth of Georgian houses and historic buildings are joined alongside the River Wey by high street shops, major supermarkets, fashionable bistros and public parks.

There are also a wide variety of excellent nurseries and schools located close to the development including the Rowledge Playgroup, Folly Hill Infant School, South Farnham Primary School and Weydon School, all of which are Ofsted rated outstanding.

Whether you drive or catch the train, both modes of transport are convenient for commuters at Gardeners Hill. Farnham and Bentley train stations provide connections to London Waterloo and Woking. To enjoy a family day out on the south coast, Portsmouth and Chichester are both in easy reach via the M3 along with West Wittering Beach, which is easily accessible from Farnham.


Plot availability

Plot number 13
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 40%
Minimum share price £96,000
Full market price £240,000
Monthly rent £330
Monthly service charge £76
Ownership Leasehold
  • Integrated Indesit appliances including an electric single oven, gas hob & extractor hood, fridge/freezer and washer/dryer.

  • Amtico flooring to kitchens and bathrooms

  • Neutral carpets to all other living areas.

  • Bathrooms fitted with white Roca suites, glass shower screens and chrome towel rails.

Energy Efficiency Rating
Predicted
Very energy efficient - lower running costs
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
83
Not energy efficient - higher running costs
Environmental Impact (CO2) Rating
Predicted
Very environmental friendly - lower CO2 emissions
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
88
Not environmental friendly - higher CO2 emissions
Plot number 31
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 40%
Minimum share price £156,000
Full market price £390,000
Monthly rent £536
Monthly service charge £83
Ownership Leasehold
  • Two bedroom semi-detached house available

  • Modern fitted kitchen with integrated Indesit appliances including: an electric single oven, gas hob & extractor hood, fridge/freezer and washer/dryer.

  • Amtico flooring to kitchens and bathrooms

  • Neutral carpets to all other living areas.

  • Modern sized family bathroom

Energy Efficiency Rating
Predicted
Very energy efficient - lower running costs
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
85
Not energy efficient - higher running costs
Environmental Impact (CO2) Rating
Predicted
Very environmental friendly - lower CO2 emissions
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
88
Not environmental friendly - higher CO2 emissions
Plot number 33
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 40%
Minimum share price £181,000
Full market price £452,500
Monthly rent £622
Monthly service charge £86
Ownership Leasehold
  • Integrated Indesit appliances including an electric single oven, gas hob & extractor hood, fridge/freezer and washer/dryer.

  • Amtico flooring to kitchens and bathrooms

  • Neutral carpets to all other living areas.

  • Bathrooms fitted with white Roca suites, glass shower screens and chrome towel rails.

Energy Efficiency Rating
Predicted
Very energy efficient - lower running costs
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
85
Not energy efficient - higher running costs
Environmental Impact (CO2) Rating
Predicted
Very environmental friendly - lower CO2 emissions
(92-100) A
(81-91) B
(69-80) C
(55-68) D
(39-54) E
(21-38) F
(1-20) G
87
Not environmental friendly - higher CO2 emissions

FAQ's

Min share price from: £96,000 for a 40% share
Full price from: £240,000
Minimum deposit from: £4,800
Monthly rent from: £330
Bedrooms: 1
Bathrooms: 1

There are 3 available ranging from £96,000 for a 40% share to £181,000 for a 40% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

No, but it all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Sage Housing
Shared ownership

Starting prices

40% share from
£96,000
Full price
£240,000
Minimum deposit
£4,800
Monthly rent
£330