Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Read more about Shared ownership (Opens in new window)

Ashmere Fields, 2-3 bed homes


Stonegate, Folkestone, Folkestone and Hythe, CT4 6DA

Videos, 3D tours


Shared ownership

Starting prices

30% share from
£106,500
Full price
£355,000
Minimum deposit
£5,475
Monthly rent
£569
Monthly service charge
£49

Overview

Available to reserve now!

Moat is pleased to release details of these two and three bedroom shared ownership houses located at Ashmere Fields in Stelling Minnis, Folkestone and Hythe. 

Each of these beautiful homes will come complete with:

- Fully fitted Symphony kitchen in Plaza Cashmere with laminate worktop in Copper Slate and stainless-steel splashback.
- Integrated appliances, including single oven, ceramic hob, extractor hood, fridge freezer and washing machine
- Fully fitted bathroom with bath, shower, screen and chrome heated towel rail.
- Downlights to kitchen, living room and bathrooms. Pendants to all other rooms.
- Novilon vinyl sheet in Artisan Boulogne to kitchen, bathroom, WC and ensuite*. Carpet in Stone to all other areas.
- Ensuite*
- Central heating**
- Two parking spaces
- Rear garden
- 12-year NHBC build warranty

* to certain plots

** Provided by Calor gas tanks. Please contact us to find out more information.

Priority will be given to people with a live/work connection to Folkestone and Hythe.


Local area information

These stunning homes are situated in the rural village of Stelling Minnis. Stelling Minnis is just a 30 minute drive from large towns including; Canterbury, Folkestone, Ashford as well as the south coast.


Plot availability

Plot number 23
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 30%
Minimum share price £106,500
Full market price £355,000
Monthly rent £569
Monthly service charge £49
Ownership Leasehold
Plot number 26
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 30%
Minimum share price £106,500
Full market price £355,000
Monthly rent £569
Monthly service charge £49
Ownership Leasehold
Plot number 24
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 30%
Minimum share price £109,500
Full market price £365,000
Monthly rent £586
Monthly service charge £51
Ownership Leasehold
Plot number 25
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 30%
Minimum share price £109,500
Full market price £365,000
Monthly rent £586
Monthly service charge £51
Ownership Leasehold
Plot number 29
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 30%
Minimum share price £115,500
Full market price £385,000
Monthly rent £618
Monthly service charge £50
Ownership Leasehold
Plot number 28
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 30%
Minimum share price £120,000
Full market price £400,000
Monthly rent £642
Monthly service charge £52
Ownership Leasehold
Plot number 30
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 30%
Minimum share price £129,000
Full market price £430,000
Monthly rent £690
Monthly service charge £54
Ownership Leasehold

FAQ's

Min share price from: £106,500 for a 30% share
Full price from: £355,000
Minimum deposit from: £5,475
Monthly rent from: £569
Bedrooms: 2
Bathrooms: 1

There are 7 available ranging from £106,500 for a 30% share to £129,000 for a 30% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

Yes, but it all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Moat
Shared ownership

Starting prices

30% share from
£106,500
Full price
£355,000
Minimum deposit
£5,475
Monthly rent
£569
Monthly service charge
£49