Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

38 St Andrews Close

Canterbury, Canterbury City, CT1 2RT

Shared ownership
1 bedroom homes
25% share from
Full price


We are delighted to offer this well maintained purpose built one bedroom second floor apartment located on a modern development in the cathedral city of Canterbury, Kent, with the added benefit of being CHAIN FREE!

The property boasts entrance lobby which leads to an open plan kitchen/living/dining room, a large double bedroom and bathroom.

Canterbury has two mainline railway stations with Canterbury West being approximately 0.6 miles away and offering high speed services to London. The property is also within easy access of the A2 dual carriageway, which in turn links to the Channel Port of Dover and Brenley Corner at Faversham, adjoining the M2/A299 (Thanet Way) linking London and the coastal towns respectively.

The property is within walking distance to Canterbury city centre,  which offers excellent shopping including a modern high street and a vast selection of boutique style shops in the Kings Mile. The University of Kent, Canterbury Christ Church University and other colleges are also within close proximity.*CHAIN FREE**

Local area information

St Andrew's Close is a pleasantly located complex of apartments being set on the edge of the City centre yet near to the river Stour and green open space. Canterbury offers a comprehensive range of shopping, leisure and educational facilities and boasts an enviable selection of schools and colleges plus two universities. Easy access can be gained onto the A2 to Dover and the M2 to London. The High Speed rail link is available from Canterbury west station with an estimated journey time of 55 mins to London St. Pancras.

Plot availability

Plot number 38
Tenure Shared ownership
Availability Available
Bathrooms 1
Minimum share 25%
Minimum share price £41,250
Full market price £150,000
Monthly rent £284
Monthly service charge £143


Min share price from: £41,250 for a 25% share
Full price from: £150,000
Monthly rent from: £284
Bedrooms: 1
Bathrooms: 1

There is only one available priced at £41,250 for a 25% share.

It’s the same as buying on the open-market but you’re buying a share of a property, so therefore pay a mortgage on the part you own.

An independent mortgage advisor can help suggest which type of mortgage might be best for you, based on your situation.

Leasehold, which is essentially the contract for the share you've bought.

It means you've got the right to keep your home for a certain number of years (usually at least 125), but the land belongs to someone else. Your lease also sets out how much you need to pay each month, your responsibilities while living there and all the details of your agreement with the housing association. Make sure you go through it and ask lots of questions.

Your solicitor can help you with this.

It all depends on your lease (your contract with the housing association) so check it thoroughly and ask questions before you buy.

Housing Provider

Southern Homes
Shared ownership
1 bedroom homes
25% share from
Full price